# Itaú Pagos vs Fund@mental

Itaú Pagos and Fund@mental both sit at 4.8 stars, but that hides the real split: 100% of Fund@mental's written reviews are positive against 37% of Itaú Pagos's. Itaú Pagos's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, rating, update cadence and device support there is nothing between them.

Both are free to download. Fund@mental sells 1 one-off in-app purchase. Itaú Pagos asks for nothing beyond the download.

Fund@mental holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Itaú Pagos has 662 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 37% of Itaú Pagos's written reviews are positive against 100% of Fund@mental's.

Itaú Pagos ships an update every 2 months, Fund@mental every 5 weeks. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Itaú Pagos | Fund@mental |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (662 ratings)](https://appshunter.io/ios/app/itau-pagos/id1139215807/reviews) | **[5.0 (15 ratings)](https://appshunter.io/ios/app/fundmental/id1495036084/reviews)** |
| Number of ratings | **662** | 15 |
| Positive reviews | 36.8% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 96 MB | 55 MB |
| Requires iOS | **13** | 14.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banco Itaú Uruguay S.A.](https://appshunter.io/developer/1065572082) | [Platform FL, LLC](https://appshunter.io/developer/1564972772) |

## What reviewers say

### Itaú Pagos

[App page](https://appshunter.io/ios/app/itau-pagos/id1139215807)

Manage all your payments in one place. Scan QR codes to pay at participating locations or pay bills by scanning barcodes or entering details manually. Track all your payment history with filtering options.

**Highlights:** QR code payments, Scan barcodes for bill payments, Manual bill payment entry, Payment history, Filter payments by date and type

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and user-friendly interface
- 🚀 Fast bill payment processing
- 🔒 Secure payment transactions
- 💳 Good complement to banking services

**What reviewers complain about**

- 🐛 Input field freezes when entering payment amounts
- 🐛 Face scanner not functioning
- ⚠️ Frequent maintenance issues
- ⚠️ Unreliable scheduled payment execution
- ⚠️ Poor bill recognition and reading

**Reported bugs**

- Cannot input payment amounts on certain transactions (especially schools)
- Copy and paste functionality disabled for amount fields
- Face recognition scanner not working
- Scheduled payments fail to execute
- App crashes on startup

**Requested features**

- Fix amount input field for iPhone users
- Improve facial recognition scanner
- Better transaction history display (beyond 3 months)
- Clearer payment scheduling interface
- Improved bill reading and recognition


### Fund@mental

[App page](https://appshunter.io/ios/app/fundmental/id1495036084)

Connect with financial professionals, access market intelligence, and gain insights through curated content and community discussions. Enhance your financial independence with tools for analysis, learning, and networking.

**Highlights:** Connect with financial professionals, Access market intelligence, Read curated content, Obtain certifications, Participate in community polls, Centralized financial information

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Periodic Access to Watchlists | $8.99 | one-time |


## Frequently asked questions

### Is Itaú Pagos free?

Itaú Pagos is free to download, with no in-app purchases.

### Is Fund@mental free?

Fund@mental is free to download, with in-app purchases available.

### Which has better reviews, Itaú Pagos or Fund@mental?

Fund@mental is rated higher. Itaú Pagos averages 4.8 out of 5 from 662 ratings, while Fund@mental averages 5.0 from 15 ratings.

### Do Itaú Pagos or Fund@mental have ads?

Fund@mental shows ads; Itaú Pagos does not.

### Which is updated more often, Itaú Pagos or Fund@mental?

Itaú Pagos ships an update every 2 months, and Fund@mental every 5 weeks. Most recently, Itaú Pagos was updated on October 24, 2026 and Fund@mental on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*