# Premera vs smartbenefits

The clearest difference is rating: smartbenefits at 4.9 against Premera's 1.9. Premera's advantage is ratings volume (406 vs 16). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

smartbenefits holds the better App Store score, 4.9 against 1.9. That said, the two scores are not equally well evidenced: Premera has 406 ratings behind it against 16, so its average is the more settled of the two.

Premera ships an update every 2 weeks, smartbenefits every 3 weeks. The most recent releases landed on November 1, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Premera | smartbenefits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (406 ratings)](https://appshunter.io/ios/app/premera/id1139271535/reviews) | **[4.9 (16 ratings)](https://appshunter.io/ios/app/smartbenefits/id1629911879/reviews)** |
| Number of ratings | **406** | 16 |
| Positive reviews | 8.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 57 MB | 67 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Premera Blue Cross](https://appshunter.io/developer/464322434) | [SmartBenefits](https://appshunter.io/developer/1629911881) |

## What reviewers say

### Premera

[App page](https://appshunter.io/ios/app/premera/id1139271535)

Access your health plan details, view claims, and find in-network providers. Manage your digital ID card, track deductibles, and review prescription information. This app is designed for individuals with employer-sponsored health coverage in Alaska and Washington State.

**Highlights:** View claims and payment details, Access digital ID card, Locate in-network providers, Track deductible status, Manage prescription information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and user-friendly interface
- 💡 Helpful virtual care options

**What reviewers complain about**

- 🐛 Login issues and account access problems
- 🚫 Lack of support for Medicare and individual plans
- 🚫 Provider search functionality not working
- 🚫 No Apple Wallet integration

**Reported bugs**

- Constant login failures and account access problems
- Provider search feature not functioning properly
- App crashes and freezes on various user actions

**Requested features**

- Add Apple Wallet support for insurance card
- Improve provider search and directory accuracy
- Expand coverage to include Medicare and individual plans


### smartbenefits

[App page](https://appshunter.io/ios/app/smartbenefits/id1629911879)

Manage all your employee healthcare benefits in one place. Track plans, file claims digitally, and get pre-approved for cashless surgeries. Access health, life, and OPD plans with ease.

**Highlights:** Access health, life, and OPD plans, Detailed coverage and limit view, Digital claim filing, Cashless surgery pre-approval, Locate panel hospitals, View covered daycare surgeries

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Premera free?

Premera is free to download, with no in-app purchases.

### Is smartbenefits free?

smartbenefits is free to download, with no in-app purchases.

### Which has better reviews, Premera or smartbenefits?

smartbenefits is rated higher. Premera averages 1.9 out of 5 from 406 ratings, while smartbenefits averages 4.9 from 16 ratings.

### Do Premera or smartbenefits have ads?

Neither Premera nor smartbenefits shows ads.

### Which is updated more often, Premera or smartbenefits?

Premera ships an update every 2 weeks, and smartbenefits every 3 weeks. Most recently, Premera was updated on November 1, 2026 and smartbenefits on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*