# ICpay vs LuckyCat

The clearest difference is in-app purchases: ICpay at none against LuckyCat's 8. ICpay also leads on device support (3 vs 1) and iOS requirement (10.0 vs 18.6). LuckyCat's advantage is update cadence (every 10 days vs every 5 weeks). On price and ads there is nothing between them.

Both are free to download. LuckyCat sells 7 in-app purchases, starting at $0.99 per 7 days. ICpay asks for nothing beyond the download.

ICpay ships an update every 5 weeks, LuckyCat every 10 days. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | ICpay | LuckyCat |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/luckycat-expense-tracker/id6748858584/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 95.2% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 10 days** |
| Monetization | — | Freemium |
| Size | 40 MB | 79 MB |
| Requires iOS | **10.0** | 18.6 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BIXOLON CO.,LTD.](https://appshunter.io/developer/633364478) | [Mona Studio](https://appshunter.io/developer/1826506736) |

## What reviewers say

### ICpay

[App page](https://appshunter.io/ios/app/icpay/id1139655329)

**In-app purchases:** none


### LuckyCat

[App page](https://appshunter.io/ios/app/luckycat-expense-tracker/id6748858584)

This finance app offers a simple and enjoyable way to track expenses. It features detailed categorization, multi-currency support, and insightful charts. Advanced users can benefit from multi-ledger functionality and expense management tools.

**Highlights:** Ad-free and no login required, Detailed categorization with subcategories, Multiple ledgers for different scenarios, Asset management and financial overview, Various statistical charts and reports, Reimbursement and refund management, Multi-currency support with real-time exchange rates

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $0.99 | per 7 days |
| Monthly Plan | $3.49 | per month |
| Annual Plan | $17.99 | per year |
| Upgrade to Lifetime | $17.00 | one-time |
| 终身会员-限时优惠 | $31.49 | one-time |
| Upgrade to Lifetime | $31.49 | one-time |
| Lifetime Access | $34.99 | one-time |


## Frequently asked questions

### Is ICpay free?

ICpay is free to download, with no in-app purchases.

### Is LuckyCat free?

LuckyCat is free to download, with in-app purchases available.

### Do ICpay or LuckyCat have ads?

Neither ICpay nor LuckyCat shows ads.

### Which is updated more often, ICpay or LuckyCat?

ICpay ships an update every 5 weeks, and LuckyCat every 10 days. Most recently, ICpay was updated on October 11, 2026 and LuckyCat on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*