# 淘券吧 vs 360分期

淘券吧 and 360分期 are too close to call on the numbers: across 7 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 13, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | 淘券吧 | 360分期 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/app/id1139991794/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | — | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 80 MB | 86 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [春垅 刘](https://appshunter.io/developer/1133387017) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 淘券吧

[App page](https://appshunter.io/ios/app/app/id1139991794)

This shopping app helps users earn money while they shop online. By using the app to make purchases on platforms like Taobao and Tmall, users can save money and earn high interest on their spending, turning shopping into a profitable activity.

**Highlights:** Earn money while shopping, High interest on purchases, Daily curated deals, Exclusive discounts, Save money on Taobao/Tmall

**Features:** macOS Compatibility

**In-app purchases:** none


### 360分期

[App page](https://appshunter.io/ios/app/360/id1411234513)

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

**Highlights:** Online application and approval, No collateral required, Automated and fast processing, Flexible repayment up to 24 months, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 淘券吧 free?

淘券吧 is free to download, with no in-app purchases.

### Is 360分期 free?

360分期 is free to download, with no in-app purchases.

### Do 淘券吧 or 360分期 have ads?

Neither 淘券吧 nor 360分期 shows ads.

### Which is updated more often, 淘券吧 or 360分期?

淘券吧 ships an update every 3 weeks, and 360分期 every 3 weeks. Most recently, 淘券吧 was updated on September 13, 2026 and 360分期 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*