# HIB 24/7 vs CFOLC

The clearest difference is iOS requirement: HIB 24/7 at 15.1 against CFOLC's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on October 11, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | HIB 24/7 | CFOLC |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Size | 39 MB | 60 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Heffernan Insurance Brokers](https://appshunter.io/developer/1497612476) | [Chief Executive Group, LLC](https://appshunter.io/developer/1368994358) |

## What reviewers say

### HIB 24/7

[App page](https://appshunter.io/ios/app/hib-247-client-access-app/id1140213989)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### CFOLC

[App page](https://appshunter.io/ios/app/cfolc/id6760902875)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HIB 24/7 free?

HIB 24/7 is free to download, with no in-app purchases.

### Is CFOLC free?

CFOLC is free to download, with no in-app purchases.

### Do HIB 24/7 or CFOLC have ads?

Neither HIB 24/7 nor CFOLC shows ads.

### Which is updated more often, HIB 24/7 or CFOLC?

HIB 24/7 ships an update every 3 months, and CFOLC every 3 months. Most recently, HIB 24/7 was updated on October 11, 2026 and CFOLC on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*