# Token Open Banking vs Access More

The clearest difference is review sentiment: Access More at 66% against Token Open Banking's 23%. Access More also leads on rating (4.7 vs 4.0) and ratings volume (119K vs 1). Token Open Banking's advantage is iOS requirement (9.1 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Access More holds the better App Store score, 4.7 against 4.0. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 23% of Token Open Banking's written reviews are positive against 66% of Access More's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Token Open Banking | Access More |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1 ratings)](https://appshunter.io/ios/app/token-open-banking/id1140442537/reviews) | **[4.7 (119K ratings)](https://appshunter.io/ios/app/access-more/id1501024389/reviews)** |
| Number of ratings | 1 | **119K** |
| Positive reviews | 22.7% of reviews | **65.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 86 MB | 232 MB |
| Requires iOS | **9.1** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TOKEN, INC.](https://appshunter.io/developer/975735723) | [Access Bank Plc](https://appshunter.io/developer/730325314) |

## What reviewers say

### Token Open Banking

[App page](https://appshunter.io/ios/app/token-open-banking/id1140442537)

Manage your bank-direct payments and financial permissions from a single platform. Create a secure identity, link bank accounts, and authorize third parties to access your financial data. Two-factor authentication ensures you remain in control of your transactions and permissions.

**Highlights:** Create a Token alias for identity, Link multiple bank accounts, Make bank-direct payments, Share account information securely, Manage permissions and transactions, Two-factor authorization for security

**Features:** macOS Compatibility

**In-app purchases:** none


### Access More

[App page](https://appshunter.io/ios/app/access-more/id1501024389)

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

**Highlights:** Quick account opening, Personalized dashboards and themes, Investment services, Loan and visa applications, Bill payments and transfers, Card and cheque services, Airtime top-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues

**Requested features**

- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management


## Frequently asked questions

### Is Token Open Banking free?

Token Open Banking is free to download, with no in-app purchases.

### Is Access More free?

Access More is free to download, with no in-app purchases.

### Which has better reviews, Token Open Banking or Access More?

Access More is rated higher. Token Open Banking averages 4.0 out of 5 from 1 ratings, while Access More averages 4.7 from 119K ratings.

### Do Token Open Banking or Access More have ads?

Neither Token Open Banking nor Access More shows ads.

### Which is updated more often, Token Open Banking or Access More?

Token Open Banking ships an update monthly, and Access More monthly. Most recently, Token Open Banking was updated on November 6, 2026 and Access More on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*