# Token Open Banking vs letim

The clearest difference is rating: Token Open Banking at 4.0 against letim's 2.8. Token Open Banking also leads on iOS requirement (9.1 vs 13.4). letim's advantage is ratings volume (57 vs 1) and review sentiment (34% vs 23%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Token Open Banking holds the better App Store score, 4.0 against 2.8. That said, the two scores are not equally well evidenced: letim has 57 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 23% of Token Open Banking's written reviews are positive against 34% of letim's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on June 5, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | Token Open Banking | letim |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/token-open-banking/id1140442537/reviews)** | [2.8 (57 ratings)](https://appshunter.io/ios/app/letim/id1669498895/reviews) |
| Number of ratings | 1 | **57** |
| Positive reviews | 22.7% of reviews | **33.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 86 MB | 53 MB |
| Requires iOS | **9.1** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TOKEN, INC.](https://appshunter.io/developer/975735723) | [Moneybo Kurumsal Hizmetler A.Ş.](https://appshunter.io/developer/1669498897) |

## What reviewers say

### Token Open Banking

[App page](https://appshunter.io/ios/app/token-open-banking/id1140442537)

Manage your bank-direct payments and financial permissions from a single platform. Create a secure identity, link bank accounts, and authorize third parties to access your financial data. Two-factor authentication ensures you remain in control of your transactions and permissions.

**Highlights:** Create a Token alias for identity, Link multiple bank accounts, Make bank-direct payments, Share account information securely, Manage permissions and transactions, Two-factor authorization for security

**Features:** macOS Compatibility

**In-app purchases:** none


### letim

[App page](https://appshunter.io/ios/app/letim/id1669498895)

A secure digital wallet designed for travelers in Türkiye. Easily manage payments with a virtual pre-paid card and QR code technology, eliminating the need for cash or physical credit cards. Enjoy a seamless and worry-free shopping experience throughout your trip.

**Highlights:** Virtual pre-paid card, QR code payments, Secure top-up feature, ATM withdrawals via QR code, Digital onboarding, Wide acceptance in Türkiye

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Token Open Banking free?

Token Open Banking is free to download, with no in-app purchases.

### Is letim free?

letim is free to download, with no in-app purchases.

### Which has better reviews, Token Open Banking or letim?

Token Open Banking is rated higher. Token Open Banking averages 4.0 out of 5 from 1 ratings, while letim averages 2.8 from 57 ratings.

### Do Token Open Banking or letim have ads?

Neither Token Open Banking nor letim shows ads.

### Which is updated more often, Token Open Banking or letim?

Token Open Banking ships an update monthly, and letim monthly. Most recently, Token Open Banking was updated on June 5, 2026 and letim on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*