# Cheddar Up vs Banked.

The clearest difference is review sentiment: Banked. at 100% against Cheddar Up's 53%. Banked. also leads on update cadence (fortnightly vs every 2 months) and rating (5.0 vs 4.8). Cheddar Up's advantage is in-app purchases (none vs 6) and ratings volume (3.8K vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Banked. sells 6 in-app purchases, starting at $0.99 per month. Cheddar Up asks for nothing beyond the download.

Banked. holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Cheddar Up has 3.8K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 53% of Cheddar Up's written reviews are positive against 100% of Banked.'s.

Cheddar Up ships an update every 2 months, Banked. fortnightly. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Cheddar Up | Banked. |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.8K ratings)](https://appshunter.io/ios/app/cheddar-up/id1141129202/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/banked-earn-your-screen-time/id6797970096/reviews)** |
| Number of ratings | **3.8K** | 2 |
| Positive reviews | 53.2% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Fortnightly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 150 MB | 20 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CheddarUp](https://appshunter.io/developer/1141129201) | [Zahid Anwar](https://appshunter.io/developer/6797737649) |

## What reviewers say

### Cheddar Up

[App page](https://appshunter.io/ios/app/cheddar-up/id1141129202)

Easily collect money for group events, team fees, or fundraisers without paper forms. Create collections in seconds and share them via text or link. Contributors can pay without needing an account.

**Highlights:** Instant collection setup, Customizable forms, Multiple payment options, Detailed payment tracking, Direct bank withdrawals, Add images to collections

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Efficient for collecting payments
- 💡 Powerful features for complex campaigns
- 🤝 Responsive and helpful customer support

**What reviewers complain about**

- 🐛 Crashes and bugs
- ⏱️ Slow payment processing and withdrawal
- 💰 Expensive fees
- 🔒 Privacy concerns around ID verification

**Reported bugs**

- Unreliable app performance after updates
- Issues with inventory tracking and checkout
- Login and account access problems
- Disappearing form data

**Requested features**

- More customization options
- Improved inventory management
- Promo code functionality per item
- Reduced fees for higher paid tiers


### Banked.

[App page](https://appshunter.io/ios/app/banked-earn-your-screen-time/id6797970096)

This app helps families manage screen time by allowing parents to set rules and limits. Children can earn additional app time by completing activities like exercise, reading, or chores. It integrates with Apple's Screen Time and HealthKit for a secure and private experience.

**Highlights:** Set app rules and daily limits, Earn screen time through activities, Integrates with Apple Screen Time, Uses HealthKit for activity tracking, Privacy-focused data handling

**Features:** Family Sharing

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Solo Monthly | $0.99 | per month |
| Basic | $1.99 | per month |
| Pro | $2.99 | per month |
| Solo Annual | $9.99 | per year |
| Annual Basic | $19.99 | per year |
| Annual Pro | $29.99 | per year |


## Frequently asked questions

### Is Cheddar Up free?

Cheddar Up is free to download, with no in-app purchases.

### Is Banked. free?

Banked. is free to download, with in-app purchases available.

### Which has better reviews, Cheddar Up or Banked.?

Banked. is rated higher. Cheddar Up averages 4.8 out of 5 from 3.8K ratings, while Banked. averages 5.0 from 2 ratings.

### Do Cheddar Up or Banked. have ads?

Neither Cheddar Up nor Banked. shows ads.

### Which is updated more often, Cheddar Up or Banked.?

Cheddar Up ships an update every 2 months, and Banked. fortnightly. Most recently, Cheddar Up was updated on October 24, 2026 and Banked. on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*