# OVO vs eBranch BCA

The clearest difference is rating: OVO at 3.9 against eBranch BCA's 2.5. OVO also leads on ratings volume (328 vs 8) and update cadence (fortnightly vs every 2 months). eBranch BCA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OVO holds the better App Store score, 3.9 against 2.5. That said, the two scores are not equally well evidenced: OVO has 328 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 31% of OVO's written reviews are positive against 13% of eBranch BCA's.

OVO ships an update fortnightly, eBranch BCA every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.

## The numbers

| Metric | OVO | eBranch BCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (328 ratings)](https://appshunter.io/ios/app/ovo/id1142114207/reviews)** | [2.5 (8 ratings)](https://appshunter.io/ios/app/ebranch-bca/id1151700413/reviews) |
| Number of ratings | **328** | 8 |
| Positive reviews | **31.3% of reviews** | 12.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 101 MB | 417 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Visionet Internasional, Pt](https://appshunter.io/developer/1128647342) | [PT Bank Central Asia Tbk.](https://appshunter.io/developer/551587257) |

## What reviewers say

### OVO

[App page](https://appshunter.io/ios/app/ovo/id1142114207)

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

**Highlights:** Secure and fast mobile payments, Cashback on transactions, Exclusive discounts and deals, Bill payment options, Savings account features, Welcome treats for new users

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Useful features
- 👍 Good payment app
- 🚀 Quick transactions

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security and privacy concerns
- 👎 Difficult to close account
- 🔒 Requires excessive personal data
- 👎 Unreliable service

**Reported bugs**

- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits

**Requested features**

- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing


### eBranch BCA

[App page](https://appshunter.io/ios/app/ebranch-bca/id1151700413)

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

**Highlights:** Digital form submission, Account opening, Cash deposit/withdrawal forms, Credit card applications, Service time reservations, Finger ID login, Transaction reminders

**In-app purchases:** none


## Frequently asked questions

### Is OVO free?

OVO is free to download, with no in-app purchases.

### Is eBranch BCA free?

eBranch BCA is free to download, with no in-app purchases.

### Which has better reviews, OVO or eBranch BCA?

OVO is rated higher. OVO averages 3.9 out of 5 from 328 ratings, while eBranch BCA averages 2.5 from 8 ratings.

### Do OVO or eBranch BCA have ads?

Neither OVO nor eBranch BCA shows ads.

### Which is updated more often, OVO or eBranch BCA?

OVO ships an update fortnightly, and eBranch BCA every 2 months. Most recently, OVO was updated on September 22, 2026 and eBranch BCA on September 14, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*