# OVO vs moolahPAY

OVO and moolahPAY both sit at 3.9 stars, but that hides the real split: 100% of moolahPAY's written reviews are positive against 31% of OVO's. moolahPAY also leads on monetization model (ad-supported vs free with in-app purchases). OVO's advantage is ratings volume (329 vs 1) and update cadence (fortnightly vs every 5 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.9 for OVO against 4.0 for moolahPAY. That said, the two scores are not equally well evidenced: OVO has 329 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 31% of OVO's written reviews are positive against 100% of moolahPAY's.

OVO ships an update fortnightly, moolahPAY every 5 weeks. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | OVO | moolahPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (329 ratings)](https://appshunter.io/ios/app/ovo/id1142114207/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/moolahpay/id1568974878/reviews)** |
| Number of ratings | **329** | 1 |
| Positive reviews | 31.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 101 MB | 114 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [Visionet Internasional, Pt](https://appshunter.io/developer/1128647342) | [MoolahGo Pte Ltd](https://appshunter.io/developer/1568974880) |

## What reviewers say

### OVO

[App page](https://appshunter.io/ios/app/ovo/id1142114207)

This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.

**Highlights:** Secure and fast mobile payments, Cashback on transactions, Exclusive discounts and deals, Bill payment options, Savings account features, Welcome treats for new users

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and convenient
- 💡 Useful features
- 👍 Good payment app
- 🚀 Quick transactions

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔒 Security and privacy concerns
- 👎 Difficult to close account
- 🔒 Requires excessive personal data
- 👎 Unreliable service

**Reported bugs**

- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits

**Requested features**

- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing


### moolahPAY

[App page](https://appshunter.io/ios/app/moolahpay/id1568974878)

This payment super app allows users to exchange currencies, send money internationally at competitive rates, and make local payments. It offers rewards for transactions and secure top-up options.

**Highlights:** International money remittance, Multi-currency exchange, Local PayNow payments, Cashless QR code payments, Transaction rewards (mCoins), Secure e-wallet top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is OVO free?

OVO is free to download, with no in-app purchases.

### Is moolahPAY free?

moolahPAY is free to download, with no in-app purchases.

### Which has better reviews, OVO or moolahPAY?

moolahPAY is rated higher. OVO averages 3.9 out of 5 from 329 ratings, while moolahPAY averages 4.0 from 1 ratings.

### Do OVO or moolahPAY have ads?

Neither OVO nor moolahPAY shows ads.

### Which is updated more often, OVO or moolahPAY?

OVO ships an update fortnightly, and moolahPAY every 5 weeks. Most recently, OVO was updated on October 22, 2026 and moolahPAY on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*