# Fidelity Token vs Remita

The clearest difference is rating: Remita at 3.1 against Fidelity Token's 2.4. Remita also leads on monetization model (free vs paid) and update cadence (every 5 days vs every 3 months). Fidelity Token's advantage is iOS requirement (13.0 vs 16.0). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Remita holds the better App Store score, 3.1 against 2.4. Both are backed by a comparable volume of ratings — 56 and 24 respectively. Written reviews point the same way: 4% of Fidelity Token's written reviews are positive against 7% of Remita's.

Fidelity Token ships an update every 3 months, Remita every 5 days. Both last shipped on November 2, 2026.

## The numbers

| Metric | Fidelity Token | Remita |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (56 ratings)](https://appshunter.io/ios/app/fidelity-token/id1142222358/reviews) | **[3.1 (24 ratings)](https://appshunter.io/ios/app/remita/id1234598058/reviews)** |
| Number of ratings | **56** | 24 |
| Positive reviews | 3.7% of reviews | **6.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 days** |
| Monetization | Paid | **Free** |
| Size | 20 MB | 186 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Bank Plc](https://appshunter.io/developer/945935916) | [Systemspecs Limited](https://appshunter.io/developer/1234598057) |

## What reviewers say

### Fidelity Token

[App page](https://appshunter.io/ios/app/fidelity-token/id1142222358)

Secure your online banking transactions with a mobile app that acts as a second factor for authentication. Verify fund transfers, bill payments, and recharges directly on your iOS device, eliminating the need for a physical hardware token. This app provides an easy and fast way to confirm transaction details and complete them with a secure One Time Passcode.

**Highlights:** Second factor authentication, Verify online transactions, Eliminates hardware tokens, One Time Passcode (OTP), Easy PIN input for OTP, Copy and paste OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### Remita

[App page](https://appshunter.io/ios/app/remita/id1234598058)

Manage your finances with ease. Send money to Nigerian and African banks, pay bills, book flights, and top up airtime. Track expenses, set budgets, and automate recurring payments. Facilitates group payments and contactless transactions.

**Highlights:** Money transfers to Nigerian and African banks, Bill payments (electricity, TV, school fees), Flight booking and comparison, Airtime and data top-up, Consolidated bank account view, Budgeting and expense tracking, Automated recurring payments, QR code payments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Token free?

Fidelity Token is free to download, with no in-app purchases.

### Is Remita free?

Remita is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Token or Remita?

Remita is rated higher. Fidelity Token averages 2.4 out of 5 from 56 ratings, while Remita averages 3.1 from 24 ratings.

### Do Fidelity Token or Remita have ads?

Neither Fidelity Token nor Remita shows ads.

### Which is updated more often, Fidelity Token or Remita?

Fidelity Token ships an update every 3 months, and Remita every 5 days. Most recently, Fidelity Token was updated on November 2, 2026 and Remita on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*