# Fidelity Token vs ZenithBankToken

The clearest difference is rating: ZenithBankToken at 4.1 against Fidelity Token's 2.4. ZenithBankToken also leads on monetization model (free vs paid) and update cadence (every 2 days vs every 3 months). Fidelity Token's advantage is ratings volume (56 vs 9) and iOS requirement (13.0 vs 16.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ZenithBankToken holds the better App Store score, 4.1 against 2.4. That said, the two scores are not equally well evidenced: Fidelity Token has 56 ratings behind it against 9, so its average is the more settled of the two.

Fidelity Token ships an update every 3 months, ZenithBankToken every 2 days. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Fidelity Token | ZenithBankToken |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (56 ratings)](https://appshunter.io/ios/app/fidelity-token/id1142222358/reviews) | **[4.1 (9 ratings)](https://appshunter.io/ios/app/zenithbanktoken/id6751470900/reviews)** |
| Number of ratings | **56** | 9 |
| Positive reviews | 3.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 days** |
| Monetization | Paid | **Free** |
| Size | 20 MB | 24 MB |
| Requires iOS | **13.0** | 16.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Bank Plc](https://appshunter.io/developer/945935916) | [Zenith Bank PLC](https://appshunter.io/developer/732850257) |

## What reviewers say

### Fidelity Token

[App page](https://appshunter.io/ios/app/fidelity-token/id1142222358)

Secure your online banking transactions with a mobile app that acts as a second factor for authentication. Verify fund transfers, bill payments, and recharges directly on your iOS device, eliminating the need for a physical hardware token. This app provides an easy and fast way to confirm transaction details and complete them with a secure One Time Passcode.

**Highlights:** Second factor authentication, Verify online transactions, Eliminates hardware tokens, One Time Passcode (OTP), Easy PIN input for OTP, Copy and paste OTP

**Features:** macOS Compatibility

**In-app purchases:** none


### ZenithBankToken

[App page](https://appshunter.io/ios/app/zenithbanktoken/id6751470900)

This app generates one-time passwords (OTPs) for secure electronic transaction authentication. It serves as a digital alternative to hardware tokens, offering various activation methods for both individual and corporate users.

**Highlights:** One-time password (OTP) generation, Electronic transaction authentication, Alternative to hardware tokens, Multiple activation methods, Individual and corporate registration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Token free?

Fidelity Token is free to download, with no in-app purchases.

### Is ZenithBankToken free?

ZenithBankToken is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Token or ZenithBankToken?

ZenithBankToken is rated higher. Fidelity Token averages 2.4 out of 5 from 56 ratings, while ZenithBankToken averages 4.1 from 9 ratings.

### Do Fidelity Token or ZenithBankToken have ads?

Neither Fidelity Token nor ZenithBankToken shows ads.

### Which is updated more often, Fidelity Token or ZenithBankToken?

Fidelity Token ships an update every 3 months, and ZenithBankToken every 2 days. Most recently, Fidelity Token was updated on October 22, 2026 and ZenithBankToken on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*