# 银联商务 vs 乐刷SaaS版

The clearest difference is rating: 乐刷SaaS版 at 5.0 against 银联商务's 3.2. 银联商务's advantage is ratings volume (367 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

乐刷SaaS版 holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: 银联商务 has 367 ratings behind it against 2, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 11, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 银联商务 | 乐刷SaaS版 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (367 ratings)](https://appshunter.io/ios/app/id1143422079/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/saas/id1404790399/reviews)** |
| Number of ratings | **367** | 2 |
| Positive reviews | 18.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | — | Free |
| Size | 291 MB | 27 MB |
| Requires iOS | 13.0 | 13 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [银联商务支付股份有限公司](https://appshunter.io/developer/546241797) | [乐刷科技有限公司](https://appshunter.io/developer/1286586796) |

## What reviewers say

### 银联商务

[App page](https://appshunter.io/ios/app/id1143422079)

**Features:** iMessage stickers, Vision Pro support

**In-app purchases:** none


### 乐刷SaaS版

[App page](https://appshunter.io/ios/app/saas/id1404790399)

This app supports multiple payment methods including WeChat, Alipay, and UnionPay for seamless transactions. It provides clear, real-time transaction data with automatic voice notifications for payments. Efficiently manage your business with multi-role support and secure payment processing.

**Highlights:** Multiple payment method support, Clear transaction data and real-time queries, Automatic voice payment notifications, D1 real-time settlement, Multi-role management (store manager, cashier), Secure payment processing with licenses

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 银联商务 free?

银联商务 is free to download, with no in-app purchases.

### Is 乐刷SaaS版 free?

乐刷SaaS版 is free to download, with no in-app purchases.

### Which has better reviews, 银联商务 or 乐刷SaaS版?

乐刷SaaS版 is rated higher. 银联商务 averages 3.2 out of 5 from 367 ratings, while 乐刷SaaS版 averages 5.0 from 2 ratings.

### Do 银联商务 or 乐刷SaaS版 have ads?

Neither 银联商务 nor 乐刷SaaS版 shows ads.

### Which is updated more often, 银联商务 or 乐刷SaaS版?

银联商务 ships an update every 2 months, and 乐刷SaaS版 every 2 months. Most recently, 银联商务 was updated on November 11, 2026 and 乐刷SaaS版 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*