# BancoEstado vs AFP Modelo

The clearest difference is update cadence: AFP Modelo at fortnightly against BancoEstado's every 4 months. AFP Modelo also leads on iOS requirement (12.2 vs 15.0). BancoEstado's advantage is review sentiment (18% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BancoEstado ships an update every 4 months, AFP Modelo fortnightly. Both last shipped on November 2, 2026.

## The numbers

| Metric | BancoEstado | AFP Modelo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (1.1K ratings)](https://appshunter.io/ios/app/bancoestado/id1143576734/reviews)** | — |
| Number of ratings | **1.1K** | — |
| Positive reviews | **18.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 114 MB | 34 MB |
| Requires iOS | 15.0 | **12.2** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Banco del Estado de Chile](https://appshunter.io/developer/964274928) | [AFP Modelo](https://appshunter.io/developer/1227729388) |

## What reviewers say

### BancoEstado

[App page](https://appshunter.io/ios/app/bancoestado/id1143576734)

Manage all your banking operations quickly and securely from your phone. Pay for purchases and services, transfer money instantly, control your cards, and access investment products. It also allows for ticket purchases and managing subscriptions.

**Highlights:** QR payments and purchases, Online payments, Public transport payments, Card management and security, Service and loan payments, Instant money transfers, Balance and subscription tracking, Investment and savings access, Bus and train ticket purchases

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure transactions
- 👍 Simple and user-friendly
- 💡 Innovative BE Pass feature
- 🌟 Overall good experience

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Compatibility issues with newer devices
- 🔍 Difficult to navigate and configure
- 🕰️ Slow performance and long load times
- 📵 Unable to use from abroad

**Reported bugs**

- Error messages preventing login and transactions
- Inconsistent behavior with BE Pass authorization
- Inability to update contact information and settings

**Requested features**

- Ability to add new payee accounts directly in the app
- Support for more payment methods and services
- Improved accessibility for users with disabilities
- Option to view transaction history and account balances


### AFP Modelo

[App page](https://appshunter.io/ios/app/afp-modelo/id1227729389)

Manage your AFP savings from anywhere in the world. Check your mandatory and voluntary savings accounts, make fund changes, and download important documents. Easily find nearby branches and contact customer support.

**Highlights:** Consult savings accounts, Change fund distributions, Download affiliation certificates, Find nearest branch, Contact customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BancoEstado free?

BancoEstado is free to download, with no in-app purchases.

### Is AFP Modelo free?

AFP Modelo is free to download, with no in-app purchases.

### Do BancoEstado or AFP Modelo have ads?

Neither BancoEstado nor AFP Modelo shows ads.

### Which is updated more often, BancoEstado or AFP Modelo?

BancoEstado ships an update every 4 months, and AFP Modelo fortnightly. Most recently, BancoEstado was updated on November 2, 2026 and AFP Modelo on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*