# BancoEstado vs Mi_Pass

The clearest difference is rating: Mi_Pass at 4.9 against BancoEstado's 4.0. Mi_Pass also leads on update cadence (every 5 weeks vs every 4 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mi_Pass holds the better App Store score, 4.9 against 4.0. Both are backed by a comparable volume of ratings — 1.1K and 1.2K respectively. Written reviews point the same way: 18% of BancoEstado's written reviews are positive against 23% of Mi_Pass's.

BancoEstado ships an update every 4 months, Mi_Pass every 5 weeks. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | BancoEstado | Mi_Pass |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (1.1K ratings)](https://appshunter.io/ios/app/bancoestado/id1143576734/reviews) | **[4.9 (1.2K ratings)](https://appshunter.io/ios/app/mi-pass/id6443487726/reviews)** |
| Number of ratings | 1.1K | **1.2K** |
| Positive reviews | 18.5% of reviews | **23.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 114 MB | 68 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banco del Estado de Chile](https://appshunter.io/developer/964274928) | [Banco de Chile](https://appshunter.io/developer/428949380) |

## What reviewers say

### BancoEstado

[App page](https://appshunter.io/ios/app/bancoestado/id1143576734)

Manage all your banking operations quickly and securely from your phone. Pay for purchases and services, transfer money instantly, control your cards, and access investment products. It also allows for ticket purchases and managing subscriptions.

**Highlights:** QR payments and purchases, Online payments, Public transport payments, Card management and security, Service and loan payments, Instant money transfers, Balance and subscription tracking, Investment and savings access, Bus and train ticket purchases

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure transactions
- 👍 Simple and user-friendly
- 💡 Innovative BE Pass feature
- 🌟 Overall good experience

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Compatibility issues with newer devices
- 🔍 Difficult to navigate and configure
- 🕰️ Slow performance and long load times
- 📵 Unable to use from abroad

**Reported bugs**

- Error messages preventing login and transactions
- Inconsistent behavior with BE Pass authorization
- Inability to update contact information and settings

**Requested features**

- Ability to add new payee accounts directly in the app
- Support for more payment methods and services
- Improved accessibility for users with disabilities
- Option to view transaction history and account balances


### Mi_Pass

[App page](https://appshunter.io/ios/app/mi-pass/id6443487726)

Securely authorize banking operations from your smartphone. This app provides a fast, simple, and safe way to validate your identity and approve transactions through your bank's digital channels. Enjoy peace of mind with industry-leading security standards.

**Highlights:** Secure operation authorization, Smartphone identity validation, High industry security standards, Remote transaction approval, Simple registration process, 6-digit authorization code

**In-app purchases:** none

**What reviewers like**

- 💡 Potential for biometric authentication (e.g., Face ID)
- 🚀 Fast and responsive app

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🔒 Issues with phone number verification
- 🔒 Lack of access to app when traveling or using a different device
- 🔋 Potential battery drain issues

**Reported bugs**

- Phone number verification not working
- Inability to complete transactions due to app errors
- App not functioning properly after updates

**Requested features**

- Ability to use app on multiple devices
- Improved phone number verification process
- Biometric authentication options (e.g., Face ID, fingerprint)


## Frequently asked questions

### Is BancoEstado free?

BancoEstado is free to download, with no in-app purchases.

### Is Mi_Pass free?

Mi_Pass is free to download, with no in-app purchases.

### Which has better reviews, BancoEstado or Mi_Pass?

Mi_Pass is rated higher. BancoEstado averages 4.0 out of 5 from 1.1K ratings, while Mi_Pass averages 4.9 from 1.2K ratings.

### Do BancoEstado or Mi_Pass have ads?

Neither BancoEstado nor Mi_Pass shows ads.

### Which is updated more often, BancoEstado or Mi_Pass?

BancoEstado ships an update every 4 months, and Mi_Pass every 5 weeks. Most recently, BancoEstado was updated on October 24, 2026 and Mi_Pass on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*