# Groupama NOW vs Up Expense

The clearest difference is review sentiment: Up Expense at 83% against Groupama NOW's 15%. Up Expense also leads on update cadence (every 5 weeks vs every 11 months). Groupama NOW's advantage is iOS requirement (8.0 vs 15.5). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Groupama NOW ships an update every 11 months, Up Expense every 5 weeks. The most recent releases landed on October 7, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Groupama NOW | Up Expense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/up-expense/id6478158314/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 15.4% of reviews | **83.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 11 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 94 MB | 81 MB |
| Requires iOS | **8.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Groupama Phoenix Hellenic Insurance S.a.](https://appshunter.io/developer/1145307180) | [Up Hellas](https://appshunter.io/developer/1448631699) |

## What reviewers say

### Groupama NOW

[App page](https://appshunter.io/ios/app/groupama-now/id1145307181)

Manage your insurance policies, make payments, and report claims easily. Get instant updates, contact support, and find nearby service locations. Streamline your insurance experience with this comprehensive mobile tool.

**Highlights:** View insurance policy details, Renew policies, Securely pay for policies, Report motor and home/business claims, Get insurance quotes, Find service locations, Contact support

**In-app purchases:** none


### Up Expense

[App page](https://appshunter.io/ios/app/up-expense/id6478158314)

Streamline corporate expense management with an intuitive platform for effortless tracking and reporting. Simplify financial processes, manage travel expenses, and gain insights with advanced reporting tools. Offers 24/7 support and global acceptance for seamless business operations.

**Highlights:** Pay & Scan receipts, Real-time expense tracking, Advanced spending reports, 24/7 customer support, Global payment acceptance, Secure financial data

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Groupama NOW free?

Groupama NOW is free to download, with no in-app purchases.

### Is Up Expense free?

Up Expense is free to download, with no in-app purchases.

### Do Groupama NOW or Up Expense have ads?

Neither Groupama NOW nor Up Expense shows ads.

### Which is updated more often, Groupama NOW or Up Expense?

Groupama NOW ships an update every 11 months, and Up Expense every 5 weeks. Most recently, Groupama NOW was updated on October 7, 2026 and Up Expense on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*