# CVB Mobile vs PickTrace PayCard

CVB Mobile and PickTrace PayCard both sit at 4.8 stars, but that hides the real split: 100% of PickTrace PayCard's written reviews are positive against 66% of CVB Mobile's. PickTrace PayCard also leads on monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). CVB Mobile's advantage is ratings volume (5.2K vs 13). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CVB Mobile against 4.7 for PickTrace PayCard. That said, the two scores are not equally well evidenced: CVB Mobile has 5.2K ratings behind it against 13, so its average is the more settled of the two. Written reviews are what separate them: 66% of CVB Mobile's written reviews are positive against 100% of PickTrace PayCard's.

CVB Mobile ships an update monthly, PickTrace PayCard fortnightly. The most recent releases landed on September 26, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | CVB Mobile | PickTrace PayCard |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5.2K ratings)](https://appshunter.io/ios/app/cvb-mobile/id1145434616/reviews)** | [4.7 (13 ratings)](https://appshunter.io/ios/app/picktrace-paycard/id1643013907/reviews) |
| Number of ratings | **5.2K** | 13 |
| Positive reviews | 65.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Ad-supported | **Free** |
| Size | 177 MB | 56 MB |
| Requires iOS | 18.4 | **16.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [Cashmere Valley Bank](https://appshunter.io/developer/456028987) | [PickTrace, Inc.](https://appshunter.io/developer/1571789350) |

## What reviewers say

### CVB Mobile

[App page](https://appshunter.io/ios/app/cvb-mobile/id1145434616)

Consolidate all your financial accounts, including those from other institutions, into a single, real-time view. Organize your finances, receive bill reminders, and locate ATMs or branches. It offers bank-level security and a 4-digit passcode for protection.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Customizable alerts and notifications, Add tags, notes, and images to transactions, ATM and branch locator, Direct customer service contact

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient app
- 🚀 Excellent customer service
- 💡 Helpful features like remote deposit and card management
- 🔒 Secure banking experience
- 👍 Easy to use and navigate

**What reviewers complain about**

- 🐛 Frequent app crashes and errors
- 🐛 Slow or inaccurate balance updates
- 🐛 Unreliable remote deposit functionality
- 🐛 Frequent login issues and app lockouts
- 🐛 Outdated and buggy app

**Reported bugs**

- Balances randomly change up and down
- Transactions disappear and reappear
- Constant error messages when trying to access account information
- App crashes immediately after login
- Unable to update app or regain access after update

**Requested features**

- Allow live review of rejected remote deposits
- Improve balance update speed and accuracy
- Add dark mode option
- Extend mobile banking capabilities (e.g., bill pay)


### PickTrace PayCard

[App page](https://appshunter.io/ios/app/picktrace-paycard/id1643013907)

Access your finances securely and conveniently. View your card balance, track incoming payments, and monitor all your transaction activity from in-store purchases to ATM withdrawals.

**Highlights:** View card balance, Track incoming payments, Monitor transaction history, In-store and online purchases, ATM withdrawals

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is CVB Mobile free?

CVB Mobile is free to download, with no in-app purchases.

### Is PickTrace PayCard free?

PickTrace PayCard is free to download, with no in-app purchases.

### Which has better reviews, CVB Mobile or PickTrace PayCard?

CVB Mobile is rated higher. CVB Mobile averages 4.8 out of 5 from 5.2K ratings, while PickTrace PayCard averages 4.7 from 13 ratings.

### Do CVB Mobile or PickTrace PayCard have ads?

Neither CVB Mobile nor PickTrace PayCard shows ads.

### Which is updated more often, CVB Mobile or PickTrace PayCard?

CVB Mobile ships an update monthly, and PickTrace PayCard fortnightly. Most recently, CVB Mobile was updated on September 26, 2026 and PickTrace PayCard on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*