# Loan Calc vs LCEC

The clearest difference is price: LCEC at Free against Loan Calc's $0.99. LCEC also leads on in-app purchases (none vs 1). Loan Calc's advantage is rating (4.0 vs 2.8) and review sentiment (76% vs 38%). On ratings volume, ads and device support there is nothing between them.

LCEC is free to download; Loan Calc costs $0.99 up front. Loan Calc sells 1 in-app purchase, starting at $0.99 per month. LCEC asks for nothing beyond the download.

Loan Calc holds the better App Store score, 4.0 against 2.8. Both are backed by a comparable volume of ratings — 25 and 20 respectively. Written reviews point the same way: 76% of Loan Calc's written reviews are positive against 38% of LCEC's.

Loan Calc ships an update every 3 weeks, LCEC every 2 months. The most recent releases landed on November 2, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Loan Calc | LCEC |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.0 (25 ratings)](https://appshunter.io/ios/app/loan-calc-lite/id1146113594/reviews)** | [2.8 (20 ratings)](https://appshunter.io/ios/app/lcec/id1528189855/reviews) |
| Number of ratings | **25** | 20 |
| Positive reviews | **76.0% of reviews** | 37.5% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 22 MB | 29 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Quick Consulting and Management LLC](https://appshunter.io/developer/1137340501) | [Lee County Electric Cooperative, Inc](https://appshunter.io/developer/935318080) |

## What reviewers say

### Loan Calc

[App page](https://appshunter.io/ios/app/loan-calc-lite/id1146113594)

Easily calculate monthly loan payments for various loan types including mortgages. Input loan amount, term, and interest rate to get quick, accurate results. Designed for home buyers, realtors, and mortgage brokers.

**Highlights:** Calculate monthly loan payments, Includes PMI factor, Supports Conventional, FHA, VA, USDA loans, Single screen for all loan types, Save, retrieve, text, and email calculations, Quick and accurate results

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Calc-Lite | $0.99 | per month |


### LCEC

[App page](https://appshunter.io/ios/app/lcec/id1528189855)

This app offers reliable and cost-competitive electricity services to over 225,000 customers in Southwest Florida. It operates as a not-for-profit electric distribution cooperative, prioritizing member service at the cost of service.

**Highlights:** Reliable electricity service, Cost-competitive pricing, Serves over 225,000 customers, Not-for-profit cooperative model, Member-focused service

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calc free?

Loan Calc costs $0.99, and also offers in-app purchases.

### Is LCEC free?

LCEC is free to download, with no in-app purchases.

### Which has better reviews, Loan Calc or LCEC?

Loan Calc is rated higher. Loan Calc averages 4.0 out of 5 from 25 ratings, while LCEC averages 2.8 from 20 ratings.

### Do Loan Calc or LCEC have ads?

Neither Loan Calc nor LCEC shows ads.

### Which is updated more often, Loan Calc or LCEC?

Loan Calc ships an update every 3 weeks, and LCEC every 2 months. Most recently, Loan Calc was updated on November 2, 2026 and LCEC on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*