# Loan Calc vs Next Services

The clearest difference is price: Next Services at Free against Loan Calc's $0.99. Next Services also leads on in-app purchases (none vs 2) and iOS requirement (12.4 vs 15.1). Loan Calc's advantage is update cadence (every 3 weeks vs every 2 months). On ads and device support there is nothing between them.

Next Services is free to download; Loan Calc costs $0.99 up front. Loan Calc sells 2 in-app purchases, starting at $0.99 per month. Next Services asks for nothing beyond the download.

Loan Calc ships an update every 3 weeks, Next Services every 2 months. The most recent releases landed on October 24, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Loan Calc | Next Services |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | **[4.0 (25 ratings)](https://appshunter.io/ios/app/loan-calc-lite/id1146113594/reviews)** | — |
| Number of ratings | **25** | — |
| Positive reviews | 76.0% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | — |
| Size | 22 MB | 36 MB |
| Requires iOS | 15.1 | **12.4** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Quick Consulting and Management LLC](https://appshunter.io/developer/1137340501) | [heyday dev](https://appshunter.io/developer/1295995322) |

## What reviewers say

### Loan Calc

[App page](https://appshunter.io/ios/app/loan-calc-lite/id1146113594)

Easily calculate monthly loan payments for various loan types including mortgages. Input loan amount, term, and interest rate to get quick, accurate results. Designed for home buyers, realtors, and mortgage brokers.

**Highlights:** Calculate monthly loan payments, Includes PMI factor, Supports Conventional, FHA, VA, USDA loans, Single screen for all loan types, Save, retrieve, text, and email calculations, Quick and accurate results

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Loan Calc-Lite | $0.99 | per month |
| Remove Ad | $0.99 | one-time |


### Next Services

[App page](https://appshunter.io/ios/app/next-services/id6469872667)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calc free?

Loan Calc costs $0.99, and also offers in-app purchases.

### Is Next Services free?

Next Services is free to download, with no in-app purchases.

### Do Loan Calc or Next Services have ads?

Neither Loan Calc nor Next Services shows ads.

### Which is updated more often, Loan Calc or Next Services?

Loan Calc ships an update every 3 weeks, and Next Services every 2 months. Most recently, Loan Calc was updated on October 24, 2026 and Next Services on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*