# Штрафи ПДР та Страхування авто vs hotline.finance | Страховка

The clearest difference is in-app purchases: hotline.finance | Страховка at none against Штрафи ПДР та Страхування авто's 6. hotline.finance | Страховка also leads on rating (4.9 vs 4.6) and update cadence (weekly vs every 3 weeks). Штрафи ПДР та Страхування авто's advantage is ratings volume (661 vs 33). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Штрафи ПДР та Страхування авто sells 6 in-app purchases, starting at $2.99 per month. hotline.finance | Страховка asks for nothing beyond the download.

hotline.finance | Страховка holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: Штрафи ПДР та Страхування авто has 661 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 31% of Штрафи ПДР та Страхування авто's written reviews are positive against 42% of hotline.finance | Страховка's.

Штрафи ПДР та Страхування авто ships an update every 3 weeks, hotline.finance | Страховка weekly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Штрафи ПДР та Страхування авто | hotline.finance | Страховка |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (661 ratings)](https://appshunter.io/ios/app/id1146160708/reviews) | **[4.9 (33 ratings)](https://appshunter.io/ios/app/hotlinefinance/id1467496674/reviews)** |
| Number of ratings | **661** | 33 |
| Positive reviews | 30.7% of reviews | **41.7% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Weekly** |
| Monetization | Freemium | **Free** |
| Size | 90 MB | 93 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [DYDZHYTAL SOLIUSHNZ, TOV](https://appshunter.io/developer/1146160707) | [Hotline.Finance](https://appshunter.io/developer/1467496673) |

## What reviewers say

### Штрафи ПДР та Страхування авто

[App page](https://appshunter.io/ios/app/id1146160708)

This app allows users to check and pay traffic fines and executive service debts online. It also facilitates the purchase of electronic car insurance policies, offering convenience and potential discounts. Additional services include roadside assistance across Ukraine and EU countries.

**Highlights:** Online traffic fine payment, Executive service debt check, Electronic car insurance purchase, Roadside assistance (Ukraine & EU), Digital storage of receipts, Vehicle information lookup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Shtrafy UA • Basic Monthly | $2.99 | per month |
| Shtrafy UA • Plus Monthly | $4.99 | per month |
| Shtrafy UA • Basic Annual | $24.99 | per year |
| Shtrafy UA • Plus Annual | $49.99 | per year |
| Shtrafy UA • Premium Annual | $99.99 | per year |
| Замовлення звіту | $1.99 | one-time |

**What reviewers like**

- 👍 Conveniently shows parking fines
- 🚀 Fast payment processing
- 👍 User-friendly and understandable
- 👍 Timely fine notifications
- 👍 Quick technical support

**What reviewers complain about**

- 😠 Excessive advertising
- 🐛 Fines displayed after payment
- 😠 High commission fees
- 🐛 Cannot delete old cars
- 😠 Subscription price is irrelevant

**Reported bugs**

- Fines displayed after payment
- Cannot delete old cars
- Registration issues (code not received)
- App is buggy and frustrating
- Fines not appearing in app

**Requested features**

- Add dark theme
- Make app official
- Integrate with Diya
- Show photo/video of violation
- Automatic check for fine payments


### hotline.finance | Страховка

[App page](https://appshunter.io/ios/app/hotlinefinance/id1467496674)

Easily compare and purchase various insurance policies from top Ukrainian companies. Manage traffic fines, store digital insurance documents, and access essential automotive services. Avoid queues and paperwork with this convenient mobile solution.

**Highlights:** Compare and buy 11 types of insurance, Pay traffic fines with minimal commission, Store digital insurance policies, Access Mtsbu state services, Get discounts and promo codes, Pay insurance in installments

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Штрафи ПДР та Страхування авто free?

Штрафи ПДР та Страхування авто is free to download, with in-app purchases available.

### Is hotline.finance | Страховка free?

hotline.finance | Страховка is free to download, with no in-app purchases.

### Which has better reviews, Штрафи ПДР та Страхування авто or hotline.finance | Страховка?

hotline.finance | Страховка is rated higher. Штрафи ПДР та Страхування авто averages 4.6 out of 5 from 661 ratings, while hotline.finance | Страховка averages 4.9 from 33 ratings.

### Do Штрафи ПДР та Страхування авто or hotline.finance | Страховка have ads?

Neither Штрафи ПДР та Страхування авто nor hotline.finance | Страховка shows ads.

### Which is updated more often, Штрафи ПДР та Страхування авто or hotline.finance | Страховка?

Штрафи ПДР та Страхування авто ships an update every 3 weeks, and hotline.finance | Страховка weekly. Most recently, Штрафи ПДР та Страхування авто was updated on November 6, 2026 and hotline.finance | Страховка on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*