# Papara vs Tosla

The clearest difference is rating: Papara at 4.8 against Tosla's 3.2. Papara also leads on ratings volume (5K vs 66) and review sentiment (43% vs 21%). Tosla's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Papara holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: Papara has 5K ratings behind it against 66, so its average is the more settled of the two. Written reviews point the same way: 43% of Papara's written reviews are positive against 21% of Tosla's.

Papara ships an update fortnightly, Tosla monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Papara | Tosla |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (5K ratings)](https://appshunter.io/ios/app/papara/id1146507477/reviews)** | [3.2 (66 ratings)](https://appshunter.io/ios/app/tosla/id1463160775/reviews) |
| Number of ratings | **5K** | 66 |
| Positive reviews | **43.4% of reviews** | 21.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 295 MB | 212 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Papara Elektronik Para A.S](https://appshunter.io/developer/1146507476) | [AKÖde](https://appshunter.io/developer/1458106078) |

## What reviewers say

### Papara

[App page](https://appshunter.io/ios/app/papara/id1146507477)

Manage your money with a digital account offering fast, affordable financial services. Make payments, invest, save, and send money globally. Enjoy instant cashback and a variety of customizable cards for all your spending needs.

**Highlights:** Free account opening, Instant cashback rewards, Cost-free money transfers, Bill payments and expense tracking, Savings and investment accounts, Global money transfers, Multiple card options

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and reliable
- 💳 Convenient payment options
- 💰 Useful cashback features

**What reviewers complain about**

- 🐛 Face recognition issues
- 🚫 Difficulty verifying accounts
- 💸 Problems with money transfers
- 🤖 Poor customer service

**Reported bugs**

- App crashes on newer devices
- Verification process not working
- Delayed card delivery
- Incorrect transaction notifications

**Requested features**

- Add English language support
- Integrate with bank accounts
- Implement NFC payment option
- Improve account deletion process


### Tosla

[App page](https://appshunter.io/ios/app/tosla/id1463160775)

Easily send and receive money with friends, split expenses, and shop securely online or in-store. Enjoy instant digital cards and physical cards for global use, with exclusive campaigns and rewards.

**Highlights:** Free 24/7 money transfers, Split expenses with friends, Load money easily, Withdraw cash or transfer to bank, Shop with physical and digital cards, Earn rewards and cashback, Quick registration

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Papara free?

Papara is free to download, with no in-app purchases.

### Is Tosla free?

Tosla is free to download, with no in-app purchases.

### Which has better reviews, Papara or Tosla?

Papara is rated higher. Papara averages 4.8 out of 5 from 5K ratings, while Tosla averages 3.2 from 66 ratings.

### Do Papara or Tosla have ads?

Neither Papara nor Tosla shows ads.

### Which is updated more often, Papara or Tosla?

Papara ships an update fortnightly, and Tosla monthly. Most recently, Papara was updated on October 24, 2026 and Tosla on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*