# Loan Tracker vs Looply

The clearest difference is in-app purchases: Looply at none against Loan Tracker's 25. Looply also leads on review sentiment (100% vs 73%). Loan Tracker's advantage is update cadence (every 3 days vs weekly). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Loan Tracker sells 23 in-app purchases, starting at $3.99 per month. Looply asks for nothing beyond the download.

Loan Tracker ships an update every 3 days, Looply weekly. The most recent releases landed on October 19, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | Loan Tracker | Looply |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (356 ratings)](https://appshunter.io/ios/app/loan-tracker-you-owe-me/id1147058670/reviews)** | — |
| Number of ratings | **356** | — |
| Positive reviews | 72.9% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 days** | Weekly |
| Monetization | Free with in-app purchases | Freemium |
| Size | 76 MB | 59 MB |
| Requires iOS | **16.0** | 16.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [IEVGENII IABLONSKYI](https://appshunter.io/developer/1019372939) | [Nevil Sanchpara](https://appshunter.io/developer/6789042846) |

## What reviewers say

### Loan Tracker

[App page](https://appshunter.io/ios/app/loan-tracker-you-owe-me/id1147058670)

This app helps manage money shared between friends, family, or partners. It tracks loans, splits bills, and facilitates clear communication about debts and repayments with built-in message templates and professional statements.

**Highlights:** Track loans and IOUs, Split bills easily, Built-in Money Messages for conversations, Generate professional PDF statements, Voice-to-entry for quick logging, Smart payment reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (23)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Full Version | $3.99 | per month |
| Monthly Friends & Family | $3.99 | per month |
| Yearly unlimited | $19.99 | per year |
| Yearly unlimited | $24.99 | per year |
| Authentication. Debt Tracker | $0.99 | one-time |
| Debt Tracker.Recurring Entries | $0.99 | one-time |
| Sharing Options. Debt tracker | $1.99 | one-time |
| Cloud Accounts Light | $2.99 | one-time |
| Family Plan | $2.99 | one-time |
| Friends & Family Upgrade | $2.99 | one-time |
| Debt, Loan Tracker Unlimited | $3.99 | one-time |
| Unlimited Lifetime Discounted | $4.99 | one-time |
| Cloud Accounts Standard | $4.99 | one-time |
| Friends & Family Discount | $4.99 | one-time |
| Business Upgrade | $4.99 | one-time |
| Unlimited Lifetime | $6.99 | one-time |
| Friends & Family Plan | $6.99 | one-time |
| Unlimited Upgrade | $6.99 | one-time |
| Business Upgrade | $7.99 | one-time |
| Unlimited Discount | $9.99 | one-time |
| Unlimited Plan | $14.99 | one-time |
| Unlimited Forever (Sale) | $59.99 | one-time |
| Unlimited Forever | $79.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 📈 Keeps records organized
- 💡 Developer is receptive to ideas
- ✨ Improvements and adjustments made
- 💰 Ability to add interest

**What reviewers complain about**

- 🐛 Total owed calculation incorrect
- 🐛 App freezes after data entry
- 🐛 Data loss after updates/reinstalls
- 🐛 Unable to see past entry details
- 🐛 App not working after purchase

**Reported bugs**

- Total owed calculation mismatch
- App freezes during data entry
- Loss of data after updates or reinstallation
- Inability to view details of past entries
- App not functioning after purchase

**Requested features**

- Live links for friends to see balances
- Option to turn off idea tips
- Schedule recurring charges on longer intervals (e.g., quarterly, annually)
- Switch for night/day mode
- Add field for description or reason for loan


### Looply

[App page](https://appshunter.io/ios/app/looply-subscription-tracker/id6792473712)

Manage all your recurring expenses in one place. Track subscriptions, bills, and spending to avoid unexpected charges. Get timely reminders before renewals and gain insights into your monthly and yearly costs.

**Highlights:** Track unlimited subscriptions, Upcoming renewals calendar, Monthly and yearly spending insights, Category breakdown, Local renewal reminders, Home screen widgets, Data export and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Loan Tracker free?

Loan Tracker is free to download, with in-app purchases available.

### Is Looply free?

Looply is free to download, with no in-app purchases.

### Do Loan Tracker or Looply have ads?

Neither Loan Tracker nor Looply shows ads.

### Which is updated more often, Loan Tracker or Looply?

Loan Tracker ships an update every 3 days, and Looply weekly. Most recently, Loan Tracker was updated on October 19, 2026 and Looply on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*