# PASS by U+ vs 카카오뱅크

The clearest difference is rating: 카카오뱅크 at 2.8 against PASS by U+'s 2.0. 카카오뱅크 also leads on ratings volume (145 vs 8). PASS by U+'s advantage is review sentiment (73% vs 31%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

카카오뱅크 holds the better App Store score, 2.8 against 2.0. That said, the two scores are not equally well evidenced: 카카오뱅크 has 145 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 73% of PASS by U+'s written reviews are positive against 31% of 카카오뱅크's, so the app with the better star average is not the one people write more warmly about.

PASS by U+ ships an update monthly, 카카오뱅크 every 3 weeks. Both last shipped on October 29, 2026.

## The numbers

| Metric | PASS by U+ | 카카오뱅크 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (8 ratings)](https://appshunter.io/ios/app/pass-by-u-plus/id1147394645/reviews) | **[2.8 (145 ratings)](https://appshunter.io/ios/app/id1258016944/reviews)** |
| Number of ratings | 8 | **145** |
| Positive reviews | **73.0% of reviews** | 31.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 353 MB | 783 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [LG Uplus](https://appshunter.io/developer/372558480) | [KakaoBank Corp.](https://appshunter.io/developer/1258016943) |

## What reviewers say

### PASS by U+

[App page](https://appshunter.io/ios/app/pass-by-u-plus/id1147394645)

Securely verify your identity and access a range of services including digital identification, financial management, and healthcare information. Manage your mobile driver's license and resident registration card, and utilize a secure digital certificate for various transactions.

**Highlights:** Mobile driver's license and resident registration card, Secure identity verification, Digital certificate for transactions, Financial asset inquiry and recommendations, Mobile payment management, Identity theft prevention service

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy authentication
- 🚀 Fast and efficient process
- 💡 Mobile ID and payment features
- 🔒 Secure and trustworthy
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Authentication failures
- 🐛 App crashes or freezes
- 🐛 UI/UX issues
- 🐛 Inconsistent performance
- 🐛 Language barriers for non-Korean speakers

**Reported bugs**

- Authentication does not proceed after password entry
- App becomes unresponsive ('bricks') after OS update
- App crashes upon launch
- Error messages like 'IP.null' or 'PPS 고객입니다. [LRZ0002347]'
- SMS authentication code not received

**Requested features**

- Improve Face ID/Biometric login stability
- Address language translation for English speakers
- Allow registration without a Korean resident number for foreigners
- Fix keyboard not appearing during password setup
- Improve compatibility with specific phone models/OS versions


### 카카오뱅크

[App page](https://appshunter.io/ios/app/id1258016944)

**In-app purchases:** none


## Frequently asked questions

### Is PASS by U+ free?

PASS by U+ is free to download, with no in-app purchases.

### Is 카카오뱅크 free?

카카오뱅크 is free to download, with no in-app purchases.

### Which has better reviews, PASS by U+ or 카카오뱅크?

카카오뱅크 is rated higher. PASS by U+ averages 2.0 out of 5 from 8 ratings, while 카카오뱅크 averages 2.8 from 145 ratings.

### Do PASS by U+ or 카카오뱅크 have ads?

Both PASS by U+ and 카카오뱅크 show ads.

### Which is updated more often, PASS by U+ or 카카오뱅크?

PASS by U+ ships an update monthly, and 카카오뱅크 every 3 weeks. Most recently, PASS by U+ was updated on October 29, 2026 and 카카오뱅크 on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*