# ONE@Work (formerly Even) vs EXCEED by Money Network

The clearest difference is review sentiment: ONE@Work (formerly Even) at 86% against EXCEED by Money Network's 15%. ONE@Work (formerly Even) also leads on rating (4.9 vs 4.6) and update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONE@Work (formerly Even) holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 23K, so its average is the more settled of the two. Written reviews point the same way: 86% of ONE@Work (formerly Even)'s written reviews are positive against 15% of EXCEED by Money Network's.

ONE@Work (formerly Even) ships an update fortnightly, EXCEED by Money Network every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | ONE@Work (formerly Even) | EXCEED by Money Network |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** | [4.6 (23K ratings)](https://appshunter.io/ios/app/exceed-by-money-network/id1455259057/reviews) |
| Number of ratings | **160K** | 23K |
| Positive reviews | **85.5% of reviews** | 14.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 5 weeks |
| Monetization | Free | Free |
| Size | 68 MB | 105 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [First Data Corporation](https://appshunter.io/developer/407590380) |

## What reviewers say

### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

**Highlights:** Access earned wages early, Track earnings per shift, Automatic paycheck savings, Budgeting tools, View work schedule

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


### EXCEED by Money Network

[App page](https://appshunter.io/ios/app/exceed-by-money-network/id1455259057)

Manage your finances on the go with this secure mobile app. Designed for Walmart associates and secondary cardholders, it offers 24/7 access to account information, budgeting tools, and helpful financial tips. Keep track of your money, set savings goals, and secure your card with ease.

**Highlights:** Quick balance view, Account balance and transaction details, Piggy Banks for savings, Account alerts, Financial wellness tips, Card lock/unlock, Mobile check deposit

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Manages money well
- 💡 Useful features like piggy bank
- 👍 Easy to use

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes and glitches
- 🐛 Balance not accurately displayed
- 🔒 Security concerns
- 👎 Poor customer service

**Reported bugs**

- Inability to log in consistently
- Inaccurate balance information
- Frequent app crashes and freezes

**Requested features**

- Improve app stability and reliability
- Add biometric login options
- Enhance account management features


## Frequently asked questions

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Is EXCEED by Money Network free?

EXCEED by Money Network is free to download, with no in-app purchases.

### Which has better reviews, ONE@Work (formerly Even) or EXCEED by Money Network?

ONE@Work (formerly Even) is rated higher. ONE@Work (formerly Even) averages 4.9 out of 5 from 160K ratings, while EXCEED by Money Network averages 4.6 from 23K ratings.

### Do ONE@Work (formerly Even) or EXCEED by Money Network have ads?

Neither ONE@Work (formerly Even) nor EXCEED by Money Network shows ads.

### Which is updated more often, ONE@Work (formerly Even) or EXCEED by Money Network?

ONE@Work (formerly Even) ships an update fortnightly, and EXCEED by Money Network every 5 weeks. Most recently, ONE@Work (formerly Even) was updated on October 24, 2026 and EXCEED by Money Network on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*