# ONE@Work (formerly Even) vs ImmediatePay

ONE@Work (formerly Even) and ImmediatePay both sit at 4.9 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 56% of ImmediatePay's. ONE@Work (formerly Even) also leads on ratings volume (160K vs 7.9K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ONE@Work (formerly Even) against 4.9 for ImmediatePay. That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 7.9K, so its average is the more settled of the two. Written reviews are what separate them: 86% of ONE@Work (formerly Even)'s written reviews are positive against 56% of ImmediatePay's.

ONE@Work (formerly Even) ships an update fortnightly, ImmediatePay every 3 weeks. Both last shipped on October 14, 2026.

## The numbers

| Metric | ONE@Work (formerly Even) | ImmediatePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews) | [4.9 (7.9K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews) |
| Number of ratings | **160K** | 7.9K |
| Positive reviews | **85.5% of reviews** | 56.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 68 MB | 74 MB |
| Requires iOS | **15.5** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [Immediate Solutions](https://appshunter.io/developer/1469028886) |

## What reviewers say

### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

**Highlights:** Access earned wages early, Track earnings per shift, Automatic paycheck savings, Budgeting tools, View work schedule

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


## Frequently asked questions

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Which has better reviews, ONE@Work (formerly Even) or ImmediatePay?

ONE@Work (formerly Even) and ImmediatePay are both rated 4.9 out of 5 on the App Store, from 160K and 7.9K ratings respectively.

### Do ONE@Work (formerly Even) or ImmediatePay have ads?

Neither ONE@Work (formerly Even) nor ImmediatePay shows ads.

### Which is updated more often, ONE@Work (formerly Even) or ImmediatePay?

ONE@Work (formerly Even) ships an update fortnightly, and ImmediatePay every 3 weeks. Most recently, ONE@Work (formerly Even) was updated on October 14, 2026 and ImmediatePay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*