# ONE@Work (formerly Even) vs Grid Money

The clearest difference is monetization model: ONE@Work (formerly Even) at free against Grid Money's subscription. ONE@Work (formerly Even) also leads on review sentiment (86% vs 52%) and rating (4.9 vs 4.6). Grid Money's advantage is chart position (#114 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONE@Work (formerly Even) holds the better App Store score, 4.9 against 4.6. That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 30K, so its average is the more settled of the two. Written reviews point the same way: 86% of ONE@Work (formerly Even)'s written reviews are positive against 52% of Grid Money's.

ONE@Work (formerly Even) ships an update fortnightly, Grid Money weekly. Both last shipped on October 20, 2026.

## The numbers

| Metric | ONE@Work (formerly Even) | Grid Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** | [4.6 (30K ratings)](https://appshunter.io/ios/app/grid-money/id1473180914/reviews) |
| Number of ratings | **160K** | 30K |
| Positive reviews | **85.5% of reviews** | 52.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Subscription |
| Best chart rank | — | **#114** |
| Size | 68 MB | 271 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [Hatfield, Inc.](https://appshunter.io/developer/1387973302) |

## What reviewers say

### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

**Highlights:** Access earned wages early, Track earnings per shift, Automatic paycheck savings, Budgeting tools, View work schedule

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


### Grid Money

[App page](https://appshunter.io/ios/app/grid-money/id1473180914)

**Currently charting:** #114 Top Free · Finance (US App Store)

Access cash advances between paychecks without interest or credit checks. Boost your take-home pay and receive your tax refund early. Build your credit score with a simple monthly fee.

**Highlights:** Cash advances up to $200, Boost your paycheck, Early tax refund access, No interest or credit checks, Build credit score, Transparent pricing

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Instant cash advances
- 💳 Helpful credit-building tools
- 👍 User-friendly app
- 🤝 Reliable customer service
- 💰 Flexible repayment options

**What reviewers complain about**

- 🐛 Technical issues with account connectivity
- 🕰️ Slow response from customer support
- 💰 Subscription fees and hidden costs
- 🔒 Concerns about account security
- 📆 Delays in receiving cash advances

**Reported bugs**

- Recurring subscription charges even after cancellation
- Inability to access funds due to 'network issues'
- Inconsistent advance amounts and payout timelines
- Difficulty in closing accounts and removing bank information

**Requested features**

- Expand support for non-W2 workers
- Improve direct deposit and early paycheck access
- Provide more transparency on credit-building features
- Enhance communication and update users on service disruptions


## Frequently asked questions

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Is Grid Money free?

Grid Money is free to download, with no in-app purchases.

### Which has better reviews, ONE@Work (formerly Even) or Grid Money?

ONE@Work (formerly Even) is rated higher. ONE@Work (formerly Even) averages 4.9 out of 5 from 160K ratings, while Grid Money averages 4.6 from 30K ratings.

### Do ONE@Work (formerly Even) or Grid Money have ads?

Neither ONE@Work (formerly Even) nor Grid Money shows ads.

### Which is updated more often, ONE@Work (formerly Even) or Grid Money?

ONE@Work (formerly Even) ships an update fortnightly, and Grid Money weekly. Most recently, ONE@Work (formerly Even) was updated on October 20, 2026 and Grid Money on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*