# ONE@Work (formerly Even) vs myFlexPay (powered by Stream)

ONE@Work (formerly Even) and myFlexPay (powered by Stream) both sit at 4.9 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 34% of myFlexPay (powered by Stream)'s. ONE@Work (formerly Even) also leads on monetization model (free vs free with in-app purchases) and ratings volume (160K vs 8.2K). myFlexPay (powered by Stream)'s advantage is update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for ONE@Work (formerly Even) against 4.9 for myFlexPay (powered by Stream). That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 8.2K, so its average is the more settled of the two. Written reviews are what separate them: 86% of ONE@Work (formerly Even)'s written reviews are positive against 34% of myFlexPay (powered by Stream)'s.

ONE@Work (formerly Even) ships an update fortnightly, myFlexPay (powered by Stream) weekly. The most recent releases landed on September 25, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | ONE@Work (formerly Even) | myFlexPay (powered by Stream) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** | [4.9 (8.2K ratings)](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123/reviews) |
| Number of ratings | **160K** | 8.2K |
| Positive reviews | **85.6% of reviews** | 33.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 68 MB | 58 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [Stream Platforms, Inc.](https://appshunter.io/developer/1532222758) |

## What reviewers say

### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

**Highlights:** Access earned wages early, Track earnings per shift, Automatic paycheck savings, Budgeting tools, View work schedule

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


### myFlexPay (powered by Stream)

[App page](https://appshunter.io/ios/app/myflexpay-powered-by-stream/id1501683123)

Access your earned wages instantly, avoiding traditional payday waits. This app helps you save, budget, and manage your money with smart tools and personalized guidance. It partners with employers to provide flexible pay options and financial well-being.

**Highlights:** Access earned wages anytime, Real-time earnings tracking, High-interest savings accounts, Consolidated spending insights, Exclusive discounts, AI money coach

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient
- ⚡ Easy
- 💰 Instant funds transfer
- 🙌 Life changer

**What reviewers complain about**

- 🐛 App crashes/bugs
- ⚠️ Inconsistent performance
- 🚫 No customer service
- 🕰️ Delayed shift/pay updates
- 💳 Issues with card/account setup

**Reported bugs**

- Login/account creation issues
- Shift/pay updates not working
- Funds availability problems
- Glitches with in-app features

**Requested features**

- Standard/next-day transfer option
- Improved customer support
- Overtime pay calculation
- Savings account integration


## Frequently asked questions

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Is myFlexPay (powered by Stream) free?

myFlexPay (powered by Stream) is free to download, with no in-app purchases.

### Which has better reviews, ONE@Work (formerly Even) or myFlexPay (powered by Stream)?

ONE@Work (formerly Even) is rated higher. ONE@Work (formerly Even) averages 4.9 out of 5 from 160K ratings, while myFlexPay (powered by Stream) averages 4.9 from 8.2K ratings.

### Do ONE@Work (formerly Even) or myFlexPay (powered by Stream) have ads?

Neither ONE@Work (formerly Even) nor myFlexPay (powered by Stream) shows ads.

### Which is updated more often, ONE@Work (formerly Even) or myFlexPay (powered by Stream)?

ONE@Work (formerly Even) ships an update fortnightly, and myFlexPay (powered by Stream) weekly. Most recently, ONE@Work (formerly Even) was updated on September 25, 2026 and myFlexPay (powered by Stream) on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*