# ONE@Work (formerly Even) vs B9

The clearest difference is monetization model: ONE@Work (formerly Even) at free against B9's subscription. ONE@Work (formerly Even) also leads on ads (none vs shown) and rating (4.9 vs 4.5). B9's advantage is chart position (#137 vs unranked). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ONE@Work (formerly Even) holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: ONE@Work (formerly Even) has 160K ratings behind it against 25K, so its average is the more settled of the two. Written reviews point the same way: 85% of ONE@Work (formerly Even)'s written reviews are positive against 80% of B9's.

ONE@Work (formerly Even) ships an update fortnightly, B9 weekly. Both last shipped on November 4, 2026.

## The numbers

| Metric | ONE@Work (formerly Even) | B9 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** | [4.5 (25K ratings)](https://appshunter.io/ios/app/b9-cash-advance/id1552004842/reviews) |
| Number of ratings | **160K** | 25K |
| Positive reviews | **85.4% of reviews** | 80.2% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | **Free** | Subscription |
| Best chart rank | — | **#137** |
| Size | 68 MB | 167 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [One Finance, Inc.](https://appshunter.io/developer/1477126814) | [B9, Inc.](https://appshunter.io/developer/1552004844) |

## What reviewers say

### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your net earnings early, track your work schedule and projected pay, and set up automatic savings. Connect your bank account for easy budgeting and to calculate your spending allowance.

**Highlights:** Early access to net earnings, Track earnings per shift/paycheck, Automatic savings deductions, Budgeting with connected bank accounts, Calculate spending allowance

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


### B9

[App page](https://appshunter.io/ios/app/b9-cash-advance/id1552004842)

**Currently charting:** #137 Top Free · Finance (US App Store)

Access your paycheck early with cash advances that grow with your direct deposits. This banking app offers simple financial tools, rewards, and opportunities to earn extra money directly from your phone.

**Highlights:** Early paycheck access, Cash advances up to $1k, Advance limit grows with direct deposit, Up to 5% cashback rewards, Earn real cash with Play & Earn, Simple mobile banking

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Early paycheck access
- 💰 Cash advances
- 💳 Debit card with cashback
- 👍 Easy to use
- ⚡️ Instant money transfers

**What reviewers complain about**

- 💸 High fees for transfers
- 🔒 Difficulty closing account
- 🤔 Unclear advance repayment process
- 🤯 Inconsistent advance amounts
- 🔍 Lack of transparency

**Reported bugs**

- Direct deposit issues
- App crashes and downtime
- Incorrect account balance information

**Requested features**

- Savings account option
- Improved customer support channels
- More clarity on fees and policies
- Consistent advance amounts


## Frequently asked questions

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Is B9 free?

B9 is free to download, with no in-app purchases.

### Which has better reviews, ONE@Work (formerly Even) or B9?

ONE@Work (formerly Even) is rated higher. ONE@Work (formerly Even) averages 4.9 out of 5 from 160K ratings, while B9 averages 4.5 from 25K ratings.

### Do ONE@Work (formerly Even) or B9 have ads?

B9 shows ads; ONE@Work (formerly Even) does not.

### Which is updated more often, ONE@Work (formerly Even) or B9?

ONE@Work (formerly Even) ships an update fortnightly, and B9 weekly. Most recently, ONE@Work (formerly Even) was updated on November 4, 2026 and B9 on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
