# paySimplex vs APProva | Banco Montepio

The clearest difference is update cadence: paySimplex at monthly against APProva | Banco Montepio's every 4 months. On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

paySimplex ships an update monthly, APProva | Banco Montepio every 4 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | paySimplex | APProva | Banco Montepio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.4 (8 ratings)](https://appshunter.io/ios/app/approva-banco-montepio/id1546781047/reviews)** |
| Number of ratings | — | **8** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 97 MB | 45 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [paySimplex](https://appshunter.io/developer/606507769) | [Caixa Económica Montepio Geral](https://appshunter.io/developer/1215289043) |

## What reviewers say

### paySimplex

[App page](https://appshunter.io/ios/app/paysimplex/id1148063473)

This app simplifies mobile payments for parking and permits. It offers an intuitive interface for quick and easy transactions directly from your phone.

**Highlights:** Mobile parking payments, Permit payments, Intuitive interface, Simple transactions, Phone-based payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### APProva | Banco Montepio

[App page](https://appshunter.io/ios/app/approva-banco-montepio/id1546781047)

This app provides strong authentication for online transactions, enhancing security for both individuals and businesses. It simplifies transaction approval and replaces traditional SMS verification methods for card purchases.

**Highlights:** Strong authentication for online transactions, Reduces fraud risk, Replaces SMS 3D Secure, Supports multiple devices and users, Easy 3-step setup

**In-app purchases:** none


## Frequently asked questions

### Is paySimplex free?

paySimplex is free to download, with no in-app purchases.

### Is APProva | Banco Montepio free?

APProva | Banco Montepio is free to download, with no in-app purchases.

### Do paySimplex or APProva | Banco Montepio have ads?

Neither paySimplex nor APProva | Banco Montepio shows ads.

### Which is updated more often, paySimplex or APProva | Banco Montepio?

paySimplex ships an update monthly, and APProva | Banco Montepio every 4 months. Most recently, paySimplex was updated on November 2, 2026 and APProva | Banco Montepio on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*