# IPOTKU vs GAJA

The clearest difference is review sentiment: GAJA at 100% against IPOTKU's 50%. IPOTKU's advantage is update cadence (every 6 days vs every 2 months) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IPOTKU ships an update every 6 days, GAJA every 2 months. The most recent releases landed on October 19, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | IPOTKU | GAJA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/gaja/id1609921294/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 19 MB | 80 MB |
| Requires iOS | **8.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT INDO PREMIER SEKURITAS](https://appshunter.io/developer/1050529019) | [PT GPay Digital Asia](https://appshunter.io/developer/1609921626) |

## What reviewers say

### IPOTKU

[App page](https://appshunter.io/ios/app/ipotku/id1148548939)

This finance app offers a modern approach to saving, providing tax-free and fee-free options for maximum returns. It includes an advanced calculator for simulating loans, comparing cash flow scenarios, and determining monthly savings goals.

**Highlights:** Tax-free savings, No monthly fees, Maximized returns, Advanced loan calculator, Cash flow scenario comparison, Monthly savings planner

**In-app purchases:** none


### GAJA

[App page](https://appshunter.io/ios/app/gaja/id1609921294)

This app provides a comprehensive digital payment solution for all your needs. It integrates various transaction types, including money transfers, bill payments, and merchant purchases via QRIS scan. Enjoy safe and guaranteed transactions with access to exclusive promos and vouchers.

**Highlights:** Send money anytime, anywhere, Easy bill payments, QRIS scan for merchant purchases, Virtual account top-ups, Safe and guaranteed transactions, Exclusive promos and vouchers

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is IPOTKU free?

IPOTKU is free to download, with no in-app purchases.

### Is GAJA free?

GAJA is free to download, with no in-app purchases.

### Do IPOTKU or GAJA have ads?

Neither IPOTKU nor GAJA shows ads.

### Which is updated more often, IPOTKU or GAJA?

IPOTKU ships an update every 6 days, and GAJA every 2 months. Most recently, IPOTKU was updated on October 19, 2026 and GAJA on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*