# eBranch BCA vs Permata ME

The clearest difference is rating: Permata ME at 3.1 against eBranch BCA's 2.5. Permata ME also leads on update cadence (every 2 weeks vs every 2 months) and ratings volume (77 vs 8). eBranch BCA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Permata ME holds the better App Store score, 3.1 against 2.5. That said, the two scores are not equally well evidenced: Permata ME has 77 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 13% of eBranch BCA's written reviews are positive against 19% of Permata ME's.

eBranch BCA ships an update every 2 months, Permata ME every 2 weeks. Both last shipped on October 14, 2026.

## The numbers

| Metric | eBranch BCA | Permata ME |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (8 ratings)](https://appshunter.io/ios/app/ebranch-bca/id1151700413/reviews) | **[3.1 (77 ratings)](https://appshunter.io/ios/app/permata-me/id1323973644/reviews)** |
| Number of ratings | 8 | **77** |
| Positive reviews | 12.7% of reviews | **18.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 417 MB | 264 MB |
| Requires iOS | **13.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT. Bank Central Asia Tbk](https://appshunter.io/developer/551587257) | [PT. Bank Permata, Tbk](https://appshunter.io/developer/514474576) |

## What reviewers say

### eBranch BCA

[App page](https://appshunter.io/ios/app/ebranch-bca/id1151700413)

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

**Highlights:** Digital form submission, Account opening, Cash deposit/withdrawal forms, Credit card applications, Service time reservations, Finger ID login, Transaction reminders

**In-app purchases:** none


### Permata ME

[App page](https://appshunter.io/ios/app/permata-me/id1323973644)

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

**Highlights:** Free transfers with BI-FAST, Collect and redeem PermataPoin rewards, International transfers and forex, QRIS payments, Account opening for foreigners, Loan applications, Transaction history and statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eBranch BCA free?

eBranch BCA is free to download, with no in-app purchases.

### Is Permata ME free?

Permata ME is free to download, with no in-app purchases.

### Which has better reviews, eBranch BCA or Permata ME?

Permata ME is rated higher. eBranch BCA averages 2.5 out of 5 from 8 ratings, while Permata ME averages 3.1 from 77 ratings.

### Do eBranch BCA or Permata ME have ads?

Neither eBranch BCA nor Permata ME shows ads.

### Which is updated more often, eBranch BCA or Permata ME?

eBranch BCA ships an update every 2 months, and Permata ME every 2 weeks. Most recently, eBranch BCA was updated on October 14, 2026 and Permata ME on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*