# eBranch BCA vs Simpan

The clearest difference is rating: Simpan at 5.0 against eBranch BCA's 2.5. Simpan also leads on update cadence (every 11 days vs every 2 months). eBranch BCA's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Simpan holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 8 and 4 respectively.

eBranch BCA ships an update every 2 months, Simpan every 11 days. The most recent releases landed on September 14, 2026 and August 21, 2026 respectively.

## The numbers

| Metric | eBranch BCA | Simpan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (8 ratings)](https://appshunter.io/ios/app/ebranch-bca/id1151700413/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/simpan-reksa-dana-idr-and-usd/id6444825882/reviews)** |
| Number of ratings | **8** | 4 |
| Positive reviews | 12.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | **Free** | Ad-supported |
| Size | 417 MB | 80 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PT Bank Central Asia Tbk.](https://appshunter.io/developer/551587257) | [PT. Simpan Teknologi Finansial](https://appshunter.io/developer/1632157624) |

## What reviewers say

### eBranch BCA

[App page](https://appshunter.io/ios/app/ebranch-bca/id1151700413)

Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.

**Highlights:** Digital form submission, Account opening, Cash deposit/withdrawal forms, Credit card applications, Service time reservations, Finger ID login, Transaction reminders

**In-app purchases:** none


### Simpan

[App page](https://appshunter.io/ios/app/simpan-reksa-dana-idr-and-usd/id6444825882)

Invest in mutual funds with a guided approach. Choose a portfolio aligned with your goals and risk tolerance, and receive expert management and proactive guidance to grow your wealth confidently.

**Highlights:** Guided portfolio selection, Actively Managed Portfolios (AMP), Proactive investment guidance, Full asset transparency, Expert fund management, Regulated by OJK

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is eBranch BCA free?

eBranch BCA is free to download, with no in-app purchases.

### Is Simpan free?

Simpan is free to download, with no in-app purchases.

### Which has better reviews, eBranch BCA or Simpan?

Simpan is rated higher. eBranch BCA averages 2.5 out of 5 from 8 ratings, while Simpan averages 5.0 from 4 ratings.

### Do eBranch BCA or Simpan have ads?

Neither eBranch BCA nor Simpan shows ads.

### Which is updated more often, eBranch BCA or Simpan?

eBranch BCA ships an update every 2 months, and Simpan every 11 days. Most recently, eBranch BCA was updated on September 14, 2026 and Simpan on August 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*