# Centtrip vs Discovery Bank

The clearest difference is rating: Discovery Bank at 4.8 against Centtrip's 2.6. Discovery Bank also leads on ratings volume (2.3K vs 5). Centtrip's advantage is review sentiment (75% vs 51%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Discovery Bank holds the better App Store score, 4.8 against 2.6. That said, the two scores are not equally well evidenced: Discovery Bank has 2.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 75% of Centtrip's written reviews are positive against 51% of Discovery Bank's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 2 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | Centtrip | Discovery Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.6 (5 ratings)](https://appshunter.io/ios/app/centtrip/id1151916421/reviews) | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/discovery-bank/id1451167079/reviews)** |
| Number of ratings | 5 | **2.3K** |
| Positive reviews | **75.0% of reviews** | 51.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Free | Free |
| Size | 48 MB | 321 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Centtrip](https://appshunter.io/developer/1151916420) | [Discovery](https://appshunter.io/developer/1434292265) |

## What reviewers say

### Centtrip

[App page](https://appshunter.io/ios/app/centtrip/id1151916421)

Manage your finances and card on the go with this intuitive application. It offers real-time balance checks, transaction monitoring, receipt management, and instant card locking/unlocking for a seamless user experience worldwide.

**Highlights:** Real-time card balance check, Monitor transactions, Scan, tag, and upload receipts, Transfer funds between account and card, Lock and unlock card instantly, View billing address for 3D Secure

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Discovery Bank

[App page](https://appshunter.io/ios/app/discovery-bank/id1451167079)

Experience the future of banking with a fully digital, shared-value bank. Manage accounts, make payments, and unlock a world of rewards and travel discounts. Access emergency services and 24/7 client support directly from your phone.

**Highlights:** Digital shared-value banking, Instant account opening, Virtual card management, Real-time payments, Discovery Miles rewards, Up to 75% off flights, Integrated emergency services

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Effortless banking
- 🔒 Robust security features
- 👍 Sleek and intuitive interface
- 👍 Helpful budgeting tools
- 👍 Rewarding loyalty program

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 Confusing app navigation
- 🐛 Unreliable notifications
- 🐛 Inconsistent app performance
- 🐛 Inaccurate transaction categorization

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Inconsistent biometric authentication
- Incorrect ID number requirements
- Unreliable app updates

**Requested features**

- Dark mode option
- Improved customer support channels
- Seamless integration with other financial apps
- Enhanced international payment capabilities
- Offline banking functionality


## Frequently asked questions

### Is Centtrip free?

Centtrip is free to download, with no in-app purchases.

### Is Discovery Bank free?

Discovery Bank is free to download, with no in-app purchases.

### Which has better reviews, Centtrip or Discovery Bank?

Discovery Bank is rated higher. Centtrip averages 2.6 out of 5 from 5 ratings, while Discovery Bank averages 4.8 from 2.3K ratings.

### Do Centtrip or Discovery Bank have ads?

Neither Centtrip nor Discovery Bank shows ads.

### Which is updated more often, Centtrip or Discovery Bank?

Centtrip ships an update every 2 months, and Discovery Bank every 2 months. Most recently, Centtrip was updated on November 6, 2026 and Discovery Bank on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*