# Annuity Lab vs Compound Interest Calc

The clearest difference is review sentiment: Compound Interest Calc at 69% against Annuity Lab's 0%. Compound Interest Calc also leads on rating (4.8 vs 1.1) and ratings volume (6.5K vs 10). Annuity Lab's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence and device support there is nothing between them.

Both are free to download. Compound Interest Calc sells 1 one-off in-app purchase. Annuity Lab asks for nothing beyond the download.

Compound Interest Calc holds the better App Store score, 4.8 against 1.1. That said, the two scores are not equally well evidenced: Compound Interest Calc has 6.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 0% of Annuity Lab's written reviews are positive against 69% of Compound Interest Calc's.

Annuity Lab ships an update every 4 months, Compound Interest Calc every 3 months. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Annuity Lab | Compound Interest Calc |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.1 (10 ratings)](https://appshunter.io/ios/app/annuity-lab/id1152480477/reviews) | **[4.8 (6.5K ratings)](https://appshunter.io/ios/app/compound-interest-calc/id1509212588/reviews)** |
| Number of ratings | 10 | **6.5K** |
| Positive reviews | 0.0% of reviews | **68.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 11 MB | 16 MB |
| Requires iOS | **11.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Brody Knob LLC](https://appshunter.io/developer/1152480476) | [Dane Hankamer](https://appshunter.io/developer/1509095396) |

## What reviewers say

### Annuity Lab

[App page](https://appshunter.io/ios/app/annuity-lab/id1152480477)

Compare living benefit riders and fixed index annuities with detailed calculations for annual returns, income potential, and historical index performance. Plan your retirement income with interactive modeling tools.

**Highlights:** Living Benefit Rider comparison, Fixed Index Annuity comparison, Annual rate of return calculation, Annual income projection, Historical index performance analysis, Required initial premium calculation, 30-year contract value modeling

**Features:** macOS Compatibility

**In-app purchases:** none


### Compound Interest Calc

[App page](https://appshunter.io/ios/app/compound-interest-calc/id1509212588)

Plan your financial future with a powerful compound interest calculator. It helps you visualize investment growth with periodic contributions and plan retirement withdrawals with inflation adjustments. Offers detailed breakdowns and interactive charts for informed financial decisions.

**Highlights:** Calculate investment growth with contributions, Plan retirement withdrawals with inflation, Interactive growth and depletion charts, Year-by-year detailed breakdowns, Real-time calculations, Works offline

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |

**What reviewers like**

- 🚀 Easy to use
- 🚀 Visually appealing
- 🚀 Helpful for financial planning
- 🚀 Powerful compound interest calculations
- 🚀 Intuitive interface

**What reviewers complain about**

- 🐛 Scaling issues on smaller devices
- 🐛 Inaccurate calculations in certain scenarios
- 🐛 Frequent ads disrupting user experience
- 🐛 Crashing and compatibility issues
- 🐛 Lack of customization options

**Reported bugs**

- Withdrawal calculations showing incorrect results
- App crashing on certain device models
- Scaling issues on iPad devices
- Compound interest calculations not accurate for weekly/monthly contributions

**Requested features**

- Add dividend calculation option
- Allow for daily compound interest calculations
- Implement a save/load feature to retain user inputs
- Add ability to input one-time lump sum contributions
- Provide inflation-adjusted withdrawal calculations


## Frequently asked questions

### Is Annuity Lab free?

Annuity Lab is free to download, with no in-app purchases.

### Is Compound Interest Calc free?

Compound Interest Calc is free to download, with in-app purchases available.

### Which has better reviews, Annuity Lab or Compound Interest Calc?

Compound Interest Calc is rated higher. Annuity Lab averages 1.1 out of 5 from 10 ratings, while Compound Interest Calc averages 4.8 from 6.5K ratings.

### Do Annuity Lab or Compound Interest Calc have ads?

Compound Interest Calc shows ads; Annuity Lab does not.

### Which is updated more often, Annuity Lab or Compound Interest Calc?

Annuity Lab ships an update every 4 months, and Compound Interest Calc every 3 months. Most recently, Annuity Lab was updated on October 15, 2026 and Compound Interest Calc on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*