# Annuity Lab vs The Retirement Planner

The clearest difference is review sentiment: The Retirement Planner at 100% against Annuity Lab's 0%. The Retirement Planner also leads on rating (4.0 vs 1.1). Annuity Lab's advantage is iOS requirement (11.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

The Retirement Planner holds the better App Store score, 4.0 against 1.1. Both are backed by a comparable volume of ratings — 10 and 4 respectively. Written reviews point the same way: 0% of Annuity Lab's written reviews are positive against 100% of The Retirement Planner's.

Annuity Lab ships an update every 4 months, The Retirement Planner every 7 months. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Annuity Lab | The Retirement Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.1 (10 ratings)](https://appshunter.io/ios/app/annuity-lab/id1152480477/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/the-retirement-planner/id6462524908/reviews)** |
| Number of ratings | **10** | 4 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 11 MB | 21 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Brody Knob LLC](https://appshunter.io/developer/1152480476) | [Wayne Johnson](https://appshunter.io/developer/1429216245) |

## What reviewers say

### Annuity Lab

[App page](https://appshunter.io/ios/app/annuity-lab/id1152480477)

Compare living benefit riders and fixed index annuities with detailed calculations for annual returns, income potential, and historical index performance. Plan your retirement income with interactive modeling tools.

**Highlights:** Living Benefit Rider comparison, Fixed Index Annuity comparison, Annual rate of return calculation, Annual income projection, Historical index performance analysis, Required initial premium calculation, 30-year contract value modeling

**Features:** macOS Compatibility

**In-app purchases:** none


### The Retirement Planner

[App page](https://appshunter.io/ios/app/the-retirement-planner/id6462524908)

Forecast your retirement finances with this tool. Input your starting principal, expected returns, and withdrawal rates to estimate your post-tax income annually. Plan for different retirement phases and determine if your savings will last.

**Highlights:** Retirement financial forecasting, Annual post-tax income estimation, Customizable retirement phases, Variable return and withdrawal rates, IRS tax table integration

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Annuity Lab free?

Annuity Lab is free to download, with no in-app purchases.

### Is The Retirement Planner free?

The Retirement Planner is free to download, with no in-app purchases.

### Which has better reviews, Annuity Lab or The Retirement Planner?

The Retirement Planner is rated higher. Annuity Lab averages 1.1 out of 5 from 10 ratings, while The Retirement Planner averages 4.0 from 4 ratings.

### Do Annuity Lab or The Retirement Planner have ads?

Neither Annuity Lab nor The Retirement Planner shows ads.

### Which is updated more often, Annuity Lab or The Retirement Planner?

Annuity Lab ships an update every 4 months, and The Retirement Planner every 7 months. Most recently, Annuity Lab was updated on October 15, 2026 and The Retirement Planner on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*