# SocialPay vs TDB Online

The clearest difference is rating: SocialPay at 3.7 against TDB Online's 2.9. SocialPay also leads on review sentiment (21% vs 12%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SocialPay holds the better App Store score, 3.7 against 2.9. Both are backed by a comparable volume of ratings — 77 and 34 respectively. Written reviews point the same way: 21% of SocialPay's written reviews are positive against 12% of TDB Online's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 1, 2026 and August 12, 2026 respectively.

## The numbers

| Metric | SocialPay | TDB Online |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (77 ratings)](https://appshunter.io/ios/app/socialpay/id1152919460/reviews)** | [2.9 (34 ratings)](https://appshunter.io/ios/app/tdb-online/id1458831706/reviews) |
| Number of ratings | **77** | 34 |
| Positive reviews | **21.4% of reviews** | 11.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 82 MB | 86 MB |
| Requires iOS | 13.4 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Golomt Bank](https://appshunter.io/developer/531302620) | [Trade and Development Bank LLC](https://appshunter.io/developer/663172468) |

## What reviewers say

### SocialPay

[App page](https://appshunter.io/ios/app/socialpay/id1152919460)

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

**Highlights:** Money transfer by phone number, Voice-to-text transaction technology, Customizable app themes, Interbank transfers, Digital wallet for payments, Virtual debit/credit cards, International payments via UnionPay QR/Barcode

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### TDB Online

[App page](https://appshunter.io/ios/app/tdb-online/id1458831706)

Manage your bank accounts, make transactions, and access various financial services securely from your mobile device. This app allows for easy bill payments, loan applications, and card management.

**Highlights:** Account management, Interbank and international transactions, QR payments, Loan applications, Card ordering and management, Bill payments, Fingerprint authentication

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SocialPay free?

SocialPay is free to download, with no in-app purchases.

### Is TDB Online free?

TDB Online is free to download, with no in-app purchases.

### Which has better reviews, SocialPay or TDB Online?

SocialPay is rated higher. SocialPay averages 3.7 out of 5 from 77 ratings, while TDB Online averages 2.9 from 34 ratings.

### Do SocialPay or TDB Online have ads?

Neither SocialPay nor TDB Online shows ads.

### Which is updated more often, SocialPay or TDB Online?

SocialPay ships an update every 3 weeks, and TDB Online every 3 weeks. Most recently, SocialPay was updated on September 1, 2026 and TDB Online on August 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*