# SocialPay vs Finequities

The clearest difference is review sentiment: Finequities at 100% against SocialPay's 21%. Finequities also leads on rating (5.0 vs 3.7). SocialPay's advantage is in-app purchases (none vs 2) and ratings volume (78 vs 9). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Finequities sells 2 in-app purchases, starting at $8.99 per month. SocialPay asks for nothing beyond the download.

Finequities holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SocialPay has 78 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 21% of SocialPay's written reviews are positive against 100% of Finequities's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | SocialPay | Finequities |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (78 ratings)](https://appshunter.io/ios/app/socialpay/id1152919460/reviews) | **[5.0 (9 ratings)](https://appshunter.io/ios/app/finequities/id1564158426/reviews)** |
| Number of ratings | **78** | 9 |
| Positive reviews | 21.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | **Free** | Freemium |
| Size | 180 MB | 83 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Golomt Bank](https://appshunter.io/developer/531302620) | [Finequities LLC](https://appshunter.io/developer/1564158428) |

## What reviewers say

### SocialPay

[App page](https://appshunter.io/ios/app/socialpay/id1152919460)

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

**Highlights:** Money transfer by phone number, Voice-to-text transaction technology, Customizable app themes, Interbank transfers, Digital wallet for payments, Virtual debit/credit cards, International payments via UnionPay QR/Barcode

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Finequities

[App page](https://appshunter.io/ios/app/finequities/id1564158426)

Connect with other investors, access AI-powered insights, and trade stocks and ETFs commission-free. Observe and copy top-performing portfolios to inform your own investment strategies. A social platform designed for informed decision-making.

**Highlights:** AI-powered investment insights, Social networking for investors, Commission-free stock and ETF trading, Portfolio leaderboard, Copy other investors' portfolios, Diversify investment portfolio

**Features:** Apple Wallet

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Plan | $8.99 | per month |
| Pro Plan Yearly | $89.99 | per year |


## Frequently asked questions

### Is SocialPay free?

SocialPay is free to download, with no in-app purchases.

### Is Finequities free?

Finequities is free to download, with in-app purchases available.

### Which has better reviews, SocialPay or Finequities?

Finequities is rated higher. SocialPay averages 3.7 out of 5 from 78 ratings, while Finequities averages 5.0 from 9 ratings.

### Do SocialPay or Finequities have ads?

Neither SocialPay nor Finequities shows ads.

### Which is updated more often, SocialPay or Finequities?

SocialPay ships an update every 3 weeks, and Finequities every 3 weeks. Most recently, SocialPay was updated on October 24, 2026 and Finequities on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*