# SocialPay vs M Securities SC

The clearest difference is rating: M Securities SC at 5.0 against SocialPay's 3.7. SocialPay's advantage is ratings volume (78 vs 1) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

M Securities SC holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: SocialPay has 78 ratings behind it against 1, so its average is the more settled of the two.

SocialPay ships an update every 3 weeks, M Securities SC every 3 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SocialPay | M Securities SC |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (78 ratings)](https://appshunter.io/ios/app/socialpay/id1152919460/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-securities-sc/id6745858855/reviews)** |
| Number of ratings | **78** | 1 |
| Positive reviews | 21.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free | Free |
| Size | 180 MB | 79 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Golomt Bank](https://appshunter.io/developer/531302620) | [M Securities SC LLC](https://appshunter.io/developer/1846031279) |

## What reviewers say

### SocialPay

[App page](https://appshunter.io/ios/app/socialpay/id1152919460)

This app simplifies daily life by offering various services in one place. It enables fast and easy money transfers via phone number with no fees. Advanced technology allows voice-to-text transactions, and users can customize the app's appearance. It supports interbank transfers, digital wallet payments, and international transactions.

**Highlights:** Money transfer by phone number, Voice-to-text transaction technology, Customizable app themes, Interbank transfers, Digital wallet for payments, Virtual debit/credit cards, International payments via UnionPay QR/Barcode

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### M Securities SC

[App page](https://appshunter.io/ios/app/m-securities-sc/id6745858855)

This app provides professional products and services for participants in Mongolian and international capital markets. It aims to be a bridge for users to gain wealth from the global market.

**Highlights:** Professional financial products, International market access, Capital market services, Wealth building opportunities, Investment bridge

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SocialPay free?

SocialPay is free to download, with no in-app purchases.

### Is M Securities SC free?

M Securities SC is free to download, with no in-app purchases.

### Which has better reviews, SocialPay or M Securities SC?

M Securities SC is rated higher. SocialPay averages 3.7 out of 5 from 78 ratings, while M Securities SC averages 5.0 from 1 ratings.

### Do SocialPay or M Securities SC have ads?

Neither SocialPay nor M Securities SC shows ads.

### Which is updated more often, SocialPay or M Securities SC?

SocialPay ships an update every 3 weeks, and M Securities SC every 3 months. Most recently, SocialPay was updated on October 24, 2026 and M Securities SC on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*