# PayfirmaHQ Mobile vs Zulio

The clearest difference is update cadence: Zulio at every 3 weeks against PayfirmaHQ Mobile's every 3 months. PayfirmaHQ Mobile's advantage is iOS requirement (9.0 vs 15.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayfirmaHQ Mobile ships an update every 3 months, Zulio every 3 weeks. The most recent releases landed on September 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | PayfirmaHQ Mobile | Zulio |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.8 (11 ratings)](https://appshunter.io/ios/app/zulio/id6446093895/reviews)** |
| Number of ratings | — | **11** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | — | Free |
| Size | 48 MB | 62 MB |
| Requires iOS | **9.0** | 15.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Payfirma Corporation](https://appshunter.io/developer/431460963) | [Provident Payments Central LLC](https://appshunter.io/developer/1675895508) |

## What reviewers say

### PayfirmaHQ Mobile

[App page](https://appshunter.io/ios/app/payfirmahq-mobile/id1153069357)

**Features:** macOS Compatibility

**In-app purchases:** none


### Zulio

[App page](https://appshunter.io/ios/app/zulio/id6446093895)

Empower your business to accept card payments without incurring additional costs. This app allows you to automatically include credit card fees in your pricing and offer cash discounts. Enjoy no processing fees, simple reporting, and dedicated customer support.

**Highlights:** Accept card payments, No processing fees, Auto-calculate fees, Offer cash discounts, Send invoices, Clean reporting, Personal customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is PayfirmaHQ Mobile free?

PayfirmaHQ Mobile is free to download, with no in-app purchases.

### Is Zulio free?

Zulio is free to download, with no in-app purchases.

### Do PayfirmaHQ Mobile or Zulio have ads?

Neither PayfirmaHQ Mobile nor Zulio shows ads.

### Which is updated more often, PayfirmaHQ Mobile or Zulio?

PayfirmaHQ Mobile ships an update every 3 months, and Zulio every 3 weeks. Most recently, PayfirmaHQ Mobile was updated on September 22, 2026 and Zulio on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*