# MY카디프 모바일 vs iM라이프 M스마트

The clearest difference is iOS requirement: MY카디프 모바일 at 13.0 against iM라이프 M스마트's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MY카디프 모바일 ships an update every 3 months, iM라이프 M스마트 every 2 months. The most recent releases landed on October 2, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | MY카디프 모바일 | iM라이프 M스마트 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 6.3% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 120 MB | 29 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [BNP파리바 카디프생명보험(주)](https://appshunter.io/developer/1156029112) | [iM Life Insurance Co., Ltd.](https://appshunter.io/developer/1417024198) |

## What reviewers say

### MY카디프 모바일

[App page](https://appshunter.io/ios/app/my/id1156029113)

Manage your insurance policies digitally without visiting a branch or PC. Track investment fund performance and access various services conveniently through multiple login options.

**Highlights:** Digital insurance policy management, Investment fund performance tracking, Biometric and PIN login, KakaoPay authentication, Online service access, Document upload via camera

**In-app purchases:** none


### iM라이프 M스마트

[App page](https://appshunter.io/ios/app/im-m/id6448972816)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MY카디프 모바일 free?

MY카디프 모바일 is free to download, with no in-app purchases.

### Is iM라이프 M스마트 free?

iM라이프 M스마트 is free to download, with no in-app purchases.

### Do MY카디프 모바일 or iM라이프 M스마트 have ads?

Neither MY카디프 모바일 nor iM라이프 M스마트 shows ads.

### Which is updated more often, MY카디프 모바일 or iM라이프 M스마트?

MY카디프 모바일 ships an update every 3 months, and iM라이프 M스마트 every 2 months. Most recently, MY카디프 모바일 was updated on October 2, 2026 and iM라이프 M스마트 on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*