# Generali Srbija vs NLB Pay

The clearest difference is rating: NLB Pay at 4.5 against Generali Srbija's 2.2. NLB Pay also leads on review sentiment (45% vs 14%) and ratings volume (75 vs 13). Generali Srbija's advantage is update cadence (every 3 weeks vs every 2 months) and iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NLB Pay holds the better App Store score, 4.5 against 2.2. That said, the two scores are not equally well evidenced: NLB Pay has 75 ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 14% of Generali Srbija's written reviews are positive against 45% of NLB Pay's.

Generali Srbija ships an update every 3 weeks, NLB Pay every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Generali Srbija | NLB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.2 (13 ratings)](https://appshunter.io/ios/app/generali-srbija/id1156608893/reviews) | **[4.5 (75 ratings)](https://appshunter.io/ios/app/nlb-pay/id1509897528/reviews)** |
| Number of ratings | 13 | **75** |
| Positive reviews | 14.3% of reviews | **45.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 66 MB | 80 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GENERALI OSIGURANJE SRBIJA A.D.O.](https://appshunter.io/developer/1131834081) | [NLB d.d.](https://appshunter.io/developer/1478872160) |

## What reviewers say

### Generali Srbija

[App page](https://appshunter.io/ios/app/generali-srbija/id1156608893)

Easily purchase travel, household, and crop insurance. Access policy information, product catalogs, and detailed claims procedures. Enjoy client benefits and locate nearby branches.

**Highlights:** Purchase travel insurance, Household insurance options, Crop and fruit insurance, Policy information portal, Client benefits program, Claims procedure guidance, Branch locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### NLB Pay

[App page](https://appshunter.io/ios/app/nlb-pay/id1509897528)

This mobile wallet allows for contactless payments in stores and cash withdrawals at ATMs using your phone. It also facilitates instant money transfers to friends and family, online payment confirmations, and management of card security settings.

**Highlights:** Contactless payments with NFC, Instant money transfers via Flik, Online payment confirmation, Card security management, Add loyalty cards, View transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Generali Srbija free?

Generali Srbija is free to download, with no in-app purchases.

### Is NLB Pay free?

NLB Pay is free to download, with no in-app purchases.

### Which has better reviews, Generali Srbija or NLB Pay?

NLB Pay is rated higher. Generali Srbija averages 2.2 out of 5 from 13 ratings, while NLB Pay averages 4.5 from 75 ratings.

### Do Generali Srbija or NLB Pay have ads?

Neither Generali Srbija nor NLB Pay shows ads.

### Which is updated more often, Generali Srbija or NLB Pay?

Generali Srbija ships an update every 3 weeks, and NLB Pay every 2 months. Most recently, Generali Srbija was updated on November 2, 2026 and NLB Pay on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*