# OnPath Mobile vs MySTFCU Access

The clearest difference is update cadence: OnPath Mobile at every 5 weeks against MySTFCU Access's every 19 months. OnPath Mobile also leads on ratings volume (18K vs 4). MySTFCU Access's advantage is monetization model (free vs ad-supported) and iOS requirement (12.1 vs 16.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for OnPath Mobile against 5.0 for MySTFCU Access. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 4, so its average is the more settled of the two.

OnPath Mobile ships an update every 5 weeks, MySTFCU Access every 19 months. The most recent releases landed on October 16, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | OnPath Mobile | MySTFCU Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (18K ratings)](https://appshunter.io/ios/app/onpath-mobile/id1159014990/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/mystfcu-access/id1532081685/reviews)** |
| Number of ratings | **18K** | 4 |
| Positive reviews | 84.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 19 months |
| Monetization | Ad-supported | **Free** |
| Size | 128 MB | 13 MB |
| Requires iOS | 16.0 | **12.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [OnPath Federal Credit Union](https://appshunter.io/developer/868954867) | [St. Tammany Federal Credit Union](https://appshunter.io/developer/1023749044) |

## What reviewers say

### OnPath Mobile

[App page](https://appshunter.io/ios/app/onpath-mobile/id1159014990)

Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.

**Highlights:** Check balances and transaction history, Remote check deposit, Instant peer-to-peer payments with Zelle®, Bill pay and scheduling, Credit score access and improvement tips, Connect external financial accounts, Biometric login security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient online banking
- 🚀 Easy access and quick transactions
- 💳 Reliable and secure
- 🤑 Early payroll deposit
- 🏆 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and compatibility issues
- 💰 Fees for account transfers
- 🕰️ Delayed transaction updates
- 🔒 Difficulty managing accounts and cards

**Reported bugs**

- App crashes on iPhone 6 and newer models
- Inconsistent account balance display between app and website

**Requested features**

- Ability to lock/unlock debit card from the app
- Integration with cryptocurrency accounts
- More detailed transaction history and budgeting tools


### MySTFCU Access

[App page](https://appshunter.io/ios/app/mystfcu-access/id1532081685)

Manage your credit union accounts conveniently and securely from your mobile device. Perform transactions, view history, and deposit checks anytime, anywhere. This service is free for enrolled members.

**Highlights:** 24/7 account access, Check balances, View transaction history, Transfer funds, Pay bills, Deposit checks

**In-app purchases:** none


## Frequently asked questions

### Is OnPath Mobile free?

OnPath Mobile is free to download, with no in-app purchases.

### Is MySTFCU Access free?

MySTFCU Access is free to download, with no in-app purchases.

### Which has better reviews, OnPath Mobile or MySTFCU Access?

MySTFCU Access is rated higher. OnPath Mobile averages 4.9 out of 5 from 18K ratings, while MySTFCU Access averages 5.0 from 4 ratings.

### Do OnPath Mobile or MySTFCU Access have ads?

Neither OnPath Mobile nor MySTFCU Access shows ads.

### Which is updated more often, OnPath Mobile or MySTFCU Access?

OnPath Mobile ships an update every 5 weeks, and MySTFCU Access every 19 months. Most recently, OnPath Mobile was updated on October 16, 2026 and MySTFCU Access on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*