# OnPath Mobile vs Crescent Bank

The clearest difference is monetization model: OnPath Mobile at ad-supported against Crescent Bank's free with in-app purchases. OnPath Mobile also leads on ratings volume (18K vs 3K). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for OnPath Mobile against 4.9 for Crescent Bank. That said, the two scores are not equally well evidenced: OnPath Mobile has 18K ratings behind it against 3K, so its average is the more settled of the two. Written reviews are what separate them: 84% of OnPath Mobile's written reviews are positive against 77% of Crescent Bank's.

OnPath Mobile ships an update every 5 weeks, Crescent Bank monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | OnPath Mobile | Crescent Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (18K ratings)](https://appshunter.io/ios/app/onpath-mobile/id1159014990/reviews) | **[4.9 (3K ratings)](https://appshunter.io/ios/app/crescent-bank/id6473463707/reviews)** |
| Number of ratings | **18K** | 3K |
| Positive reviews | **84.1% of reviews** | 76.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 128 MB | 120 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [OnPath Federal Credit Union](https://appshunter.io/developer/868954867) | [Crescent Bank](https://appshunter.io/developer/1719001206) |

## What reviewers say

### OnPath Mobile

[App page](https://appshunter.io/ios/app/onpath-mobile/id1159014990)

Manage your finances with 24/7 account access. Check balances, deposit checks remotely, and pay bills. Send money instantly with Zelle®, track loans, and monitor your credit score with personalized tips. Connect external accounts and enjoy advanced security features.

**Highlights:** Check balances and transaction history, Remote check deposit, Instant peer-to-peer payments with Zelle®, Bill pay and scheduling, Credit score access and improvement tips, Connect external financial accounts, Biometric login security

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient online banking
- 🚀 Easy access and quick transactions
- 💳 Reliable and secure
- 🤑 Early payroll deposit
- 🏆 Excellent customer service

**What reviewers complain about**

- 🐛 App crashes and compatibility issues
- 💰 Fees for account transfers
- 🕰️ Delayed transaction updates
- 🔒 Difficulty managing accounts and cards

**Reported bugs**

- App crashes on iPhone 6 and newer models
- Inconsistent account balance display between app and website

**Requested features**

- Ability to lock/unlock debit card from the app
- Integration with cryptocurrency accounts
- More detailed transaction history and budgeting tools


### Crescent Bank

[App page](https://appshunter.io/ios/app/crescent-bank/id6473463707)

Manage your banking and auto loans conveniently from your mobile device. Check balances, view statements, make payments, and track transaction activity. Stay informed with alerts and communicate securely with the bank.

**Highlights:** Check account balances, View loan statements, Make one-time payments, Schedule recurring payments, Track transaction history, Enable account alerts, Secure in-app messaging

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is OnPath Mobile free?

OnPath Mobile is free to download, with no in-app purchases.

### Is Crescent Bank free?

Crescent Bank is free to download, with no in-app purchases.

### Which has better reviews, OnPath Mobile or Crescent Bank?

Crescent Bank is rated higher. OnPath Mobile averages 4.9 out of 5 from 18K ratings, while Crescent Bank averages 4.9 from 3K ratings.

### Do OnPath Mobile or Crescent Bank have ads?

Neither OnPath Mobile nor Crescent Bank shows ads.

### Which is updated more often, OnPath Mobile or Crescent Bank?

OnPath Mobile ships an update every 5 weeks, and Crescent Bank monthly. Most recently, OnPath Mobile was updated on October 26, 2026 and Crescent Bank on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*