# Ockto vs Pentos

The clearest difference is price: Ockto at Free against Pentos's $2.99. Ockto also leads on ratings volume (27 vs 2). Pentos's advantage is update cadence (every 3 days vs fortnightly). On rating, ads, in-app purchases and device support there is nothing between them.

Ockto is free to download; Pentos costs $2.99 up front. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Ockto against 5.0 for Pentos. That said, the two scores are not equally well evidenced: Ockto has 27 ratings behind it against 2, so its average is the more settled of the two.

Ockto ships an update fortnightly, Pentos every 3 days. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Ockto | Pentos |
| --- | --- | --- |
| Price | **Free** | $2.99 |
| Rating | [4.9 (27 ratings)](https://appshunter.io/ios/app/ockto/id1159220609/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pentos-envelope-budget/id6798826525/reviews)** |
| Number of ratings | **27** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | **Free** | Paid |
| Size | 53 MB | 8 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Ockto B.V.](https://appshunter.io/developer/1159220608) | [Nadir Saleh](https://appshunter.io/developer/6789261152) |

## What reviewers say

### Ockto

[App page](https://appshunter.io/ios/app/ockto/id1159220609)

Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.

**Highlights:** Online data collection, QR code scanning, Automated data retrieval, Personal financial profile creation, User-controlled data sharing, Data deletion after use

**Features:** Vision Pro support

**In-app purchases:** none


### Pentos

[App page](https://appshunter.io/ios/app/pentos-envelope-budget/id6798826525)

Manage your money with a private, offline envelope budgeting system. Assign funds to categories, track spending, and view financial reports. Your data stays on your device, offering complete control and security.

**Highlights:** Envelope budgeting system, Offline functionality, Private and secure data handling, Transaction splitting and reconciliation, Customizable rules for imports, Scheduled transactions and goals, Net worth and cash flow reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ockto free?

Ockto is free to download, with no in-app purchases.

### Is Pentos free?

Pentos costs $2.99, with no in-app purchases.

### Which has better reviews, Ockto or Pentos?

Pentos is rated higher. Ockto averages 4.9 out of 5 from 27 ratings, while Pentos averages 5.0 from 2 ratings.

### Do Ockto or Pentos have ads?

Neither Ockto nor Pentos shows ads.

### Which is updated more often, Ockto or Pentos?

Ockto ships an update fortnightly, and Pentos every 3 days. Most recently, Ockto was updated on October 26, 2026 and Pentos on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*