# CBO Mobile vs HomeTown Mobile

CBO Mobile and HomeTown Mobile both sit at 4.8 stars, but that hides the real split: 100% of CBO Mobile's written reviews are positive against 88% of HomeTown Mobile's. CBO Mobile also leads on monetization model (ad-supported vs free with in-app purchases). HomeTown Mobile's advantage is ratings volume (1.4K vs 140). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for CBO Mobile against 4.8 for HomeTown Mobile. That said, the two scores are not equally well evidenced: HomeTown Mobile has 1.4K ratings behind it against 140, so its average is the more settled of the two. Written reviews are what separate them: 100% of CBO Mobile's written reviews are positive against 88% of HomeTown Mobile's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | CBO Mobile | HomeTown Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (140 ratings)](https://appshunter.io/ios/app/cbo-mobile/id1159486359/reviews)** | [4.8 (1.4K ratings)](https://appshunter.io/ios/app/hometown-mobile/id6443548580/reviews) |
| Number of ratings | 140 | **1.4K** |
| Positive reviews | **100.0% of reviews** | 87.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 197 MB | 197 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [Community Bank Owatonna](https://appshunter.io/developer/1159486358) | [HOME TOWN FEDERAL CREDIT UNION](https://appshunter.io/developer/1024562500) |

## What reviewers say

### CBO Mobile

[App page](https://appshunter.io/ios/app/cbo-mobile/id1159486359)

Aggregate all your financial accounts into one view for smarter decision-making. Stay organized with transaction details, alerts, and secure access to your banking information.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Bill and low fund alerts, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security

**Features:** Apple Wallet

**In-app purchases:** none


### HomeTown Mobile

[App page](https://appshunter.io/ios/app/hometown-mobile/id6443548580)

Manage your finances conveniently from your mobile device. Access account balances, review transactions, pay bills, and transfer funds securely on the go. Deposit checks directly through the app.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, Deposit a check, View and pay bills

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CBO Mobile free?

CBO Mobile is free to download, with no in-app purchases.

### Is HomeTown Mobile free?

HomeTown Mobile is free to download, with no in-app purchases.

### Which has better reviews, CBO Mobile or HomeTown Mobile?

CBO Mobile is rated higher. CBO Mobile averages 4.8 out of 5 from 140 ratings, while HomeTown Mobile averages 4.8 from 1.4K ratings.

### Do CBO Mobile or HomeTown Mobile have ads?

Neither CBO Mobile nor HomeTown Mobile shows ads.

### Which is updated more often, CBO Mobile or HomeTown Mobile?

CBO Mobile ships an update monthly, and HomeTown Mobile monthly. Most recently, CBO Mobile was updated on November 6, 2026 and HomeTown Mobile on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*