# CBO Mobile vs CBE Soft Token

The clearest difference is review sentiment: CBO Mobile at 100% against CBE Soft Token's 50%. CBO Mobile also leads on rating (4.8 vs 3.7) and update cadence (monthly vs every 4 months). CBE Soft Token's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBO Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: CBO Mobile has 139 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 100% of CBO Mobile's written reviews are positive against 50% of CBE Soft Token's.

CBO Mobile ships an update monthly, CBE Soft Token every 4 months. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | CBO Mobile | CBE Soft Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (139 ratings)](https://appshunter.io/ios/app/cbo-mobile/id1159486359/reviews)** | [3.7 (9 ratings)](https://appshunter.io/ios/app/cbe-soft-token/id6737692898/reviews) |
| Number of ratings | **139** | 9 |
| Positive reviews | **100.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 177 MB | 29 MB |
| Requires iOS | 18.4 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Community Bank Owatonna](https://appshunter.io/developer/1159486358) | [Commercial Bank of Ethiopia](https://appshunter.io/developer/790022975) |

## What reviewers say

### CBO Mobile

[App page](https://appshunter.io/ios/app/cbo-mobile/id1159486359)

Aggregate all your financial accounts into one view for smarter decision-making. Stay organized with transaction details, alerts, and secure access to your banking information.

**Highlights:** Multi-account aggregation, Transaction history and spending averages, Bill and low fund alerts, Add tags, notes, and images to transactions, ATM and branch locator, Bank-level security

**Features:** Apple Wallet

**In-app purchases:** none


### CBE Soft Token

[App page](https://appshunter.io/ios/app/cbe-soft-token/id6737692898)

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

**Highlights:** Generates One-Time Passwords (OTPs), Multi-factor authentication, Secure login for internet banking, Facilitates transactions, Official app for Commercial Bank of Ethiopia

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CBO Mobile free?

CBO Mobile is free to download, with no in-app purchases.

### Is CBE Soft Token free?

CBE Soft Token is free to download, with no in-app purchases.

### Which has better reviews, CBO Mobile or CBE Soft Token?

CBO Mobile is rated higher. CBO Mobile averages 4.8 out of 5 from 139 ratings, while CBE Soft Token averages 3.7 from 9 ratings.

### Do CBO Mobile or CBE Soft Token have ads?

Neither CBO Mobile nor CBE Soft Token shows ads.

### Which is updated more often, CBO Mobile or CBE Soft Token?

CBO Mobile ships an update monthly, and CBE Soft Token every 4 months. Most recently, CBO Mobile was updated on October 4, 2026 and CBE Soft Token on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*