# Finances 2 vs Money

The clearest difference is rating: Money at 4.5 against Finances 2's 4.1. Money also leads on review sentiment (53% vs 43%) and ratings volume (451 vs 125). Finances 2's advantage is iOS requirement (10.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Finances 2 sells 4 one-off in-app purchases and Money sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Money holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 125 and 451 respectively. Written reviews point the same way: 43% of Finances 2's written reviews are positive against 53% of Money's.

Finances 2 ships an update every 2 months, Money monthly. Both last shipped on November 2, 2026.

## The numbers

| Metric | Finances 2 | Money |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (125 ratings)](https://appshunter.io/ios/app/finances-2/id1160149477/reviews) | **[4.5 (451 ratings)](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696/reviews)** |
| Number of ratings | 125 | **451** |
| Positive reviews | 42.8% of reviews | **53.2% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Monthly** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 42 MB | 55 MB |
| Requires iOS | **10.0** | 15.6 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, iPod, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) | [Jumsoft](https://appshunter.io/developer/325934228) |

## What reviewers say

### Finances 2

[App page](https://appshunter.io/ios/app/finances-2/id1160149477)

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

**Highlights:** Unique double-entry bookkeeping system, Income, expense, and net income statistics, Balance history line chart, Invoice scanning and attachment, Multi-currency support (including crypto), Cross-device iCloud sync, Financial statement generation

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad Full Version | $9.99 | one-time |


### Money

[App page](https://appshunter.io/ios/app/money-budget-expense-tracker/id1185488696)

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

**Highlights:** Smart budgeting with real-time tracking, Automatic expense categorization, Complete financial overview dashboard, Investment performance monitoring, Detailed financial reports with charts, iCloud sync and biometric security

**Features:** Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Direct Downloads Monthly | $6.99 | per month |
| Direct Downloads Yearly | $59.99 | per year |
| Money Standard | $99.99 | one-time |

**What reviewers like**

- 👍 Easy to use
- 🚀 Seamless sync across devices
- 📊 Useful reports and budgeting features
- 🌟 Great customer support

**What reviewers complain about**

- 🐛 Unreliable bank sync and connection issues
- 🔍 Confusing user interface and navigation
- 📈 Lacking advanced reporting and customization options
- 🔒 Concerns about data security and privacy

**Reported bugs**

- Frequent app crashes
- Incorrect transaction import and balance issues
- Syncing problems between devices

**Requested features**

- Dark mode option
- Improved transaction categorization and rules
- Ability to share accounts with family members
- Better investment tracking and portfolio management


## Frequently asked questions

### Is Finances 2 free?

Finances 2 is free to download, with in-app purchases available.

### Is Money free?

Money is free to download, with in-app purchases available.

### Which has better reviews, Finances 2 or Money?

Money is rated higher. Finances 2 averages 4.1 out of 5 from 125 ratings, while Money averages 4.5 from 451 ratings.

### Do Finances 2 or Money have ads?

Neither Finances 2 nor Money shows ads.

### Which is updated more often, Finances 2 or Money?

Finances 2 ships an update every 2 months, and Money monthly. Most recently, Finances 2 was updated on November 2, 2026 and Money on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*