# Finances 2 vs Moono

The clearest difference is review sentiment: Moono at 84% against Finances 2's 43%. Moono also leads on rating (4.5 vs 4.1). Finances 2's advantage is ratings volume (125 vs 19) and iOS requirement (10.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Finances 2 sells 4 one-off in-app purchases and Moono sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

Moono holds the better App Store score, 4.5 against 4.1. That said, the two scores are not equally well evidenced: Finances 2 has 125 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 43% of Finances 2's written reviews are positive against 84% of Moono's.

Finances 2 ships an update every 2 months, Moono every 5 weeks. The most recent releases landed on October 12, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Finances 2 | Moono |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.1 (125 ratings)](https://appshunter.io/ios/app/finances-2/id1160149477/reviews) | **[4.5 (19 ratings)](https://appshunter.io/ios/app/moono-expense-tracker/id1488649828/reviews)** |
| Number of ratings | **125** | 19 |
| Positive reviews | 42.8% of reviews | **83.9% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 42 MB | 13 MB |
| Requires iOS | **10.0** | 16.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Age rating | 4+ | 4+ |
| Developer | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) | [Aleksandr Zolotarev](https://appshunter.io/developer/1388481310) |

## What reviewers say

### Finances 2

[App page](https://appshunter.io/ios/app/finances-2/id1160149477)

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

**Highlights:** Unique double-entry bookkeeping system, Income, expense, and net income statistics, Balance history line chart, Invoice scanning and attachment, Multi-currency support (including crypto), Cross-device iCloud sync, Financial statement generation

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad Full Version | $9.99 | one-time |


### Moono

[App page](https://appshunter.io/ios/app/moono-expense-tracker/id1488649828)

Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.

**Highlights:** Offline expense and income tracking, iCloud synchronization, Customizable accounts and categories, Financial analytics, Data export, Light and dark mode support

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Pro subscription | $4.99 | per year |
| Moono Pro lifetime | $9.99 | one-time |


## Frequently asked questions

### Is Finances 2 free?

Finances 2 is free to download, with in-app purchases available.

### Is Moono free?

Moono is free to download, with in-app purchases available.

### Which has better reviews, Finances 2 or Moono?

Moono is rated higher. Finances 2 averages 4.1 out of 5 from 125 ratings, while Moono averages 4.5 from 19 ratings.

### Do Finances 2 or Moono have ads?

Neither Finances 2 nor Moono shows ads.

### Which is updated more often, Finances 2 or Moono?

Finances 2 ships an update every 2 months, and Moono every 5 weeks. Most recently, Finances 2 was updated on October 12, 2026 and Moono on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*