# Finances 2 vs Beancount

The clearest difference is rating: Finances 2 at 4.1 against Beancount's 3.4. Finances 2 also leads on ratings volume (125 vs 9) and iOS requirement (10.0 vs 16.4). Beancount's advantage is in-app purchases (none vs 4) and review sentiment (67% vs 43%). On price, ads and device support there is nothing between them.

Both are free to download. Finances 2 sells 4 one-off in-app purchases. Beancount asks for nothing beyond the download.

Finances 2 holds the better App Store score, 4.1 against 3.4. That said, the two scores are not equally well evidenced: Finances 2 has 125 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 43% of Finances 2's written reviews are positive against 67% of Beancount's, so the app with the better star average is not the one people write more warmly about.

Finances 2 ships an update every 2 months, Beancount every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Finances 2 | Beancount |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (125 ratings)](https://appshunter.io/ios/app/finances-2/id1160149477/reviews)** | [3.4 (9 ratings)](https://appshunter.io/ios/app/beancount-plain-text-ledger/id1527950512/reviews) |
| Number of ratings | **125** | 9 |
| Positive reviews | 42.8% of reviews | **66.7% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 42 MB | 51 MB |
| Requires iOS | **10.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Matthias Hochgatterer](https://appshunter.io/developer/307735401) | [Stargately, Inc.](https://appshunter.io/developer/1486062039) |

## What reviewers say

### Finances 2

[App page](https://appshunter.io/ios/app/finances-2/id1160149477)

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

**Highlights:** Unique double-entry bookkeeping system, Income, expense, and net income statistics, Balance history line chart, Invoice scanning and attachment, Multi-currency support (including crypto), Cross-device iCloud sync, Financial statement generation

**Features:** Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iPad 14-day Trial | Free | one-time |
| iPhone 14-day Trial | Free | one-time |
| iPhone Full Version | $4.99 | one-time |
| iPad Full Version | $9.99 | one-time |


### Beancount

[App page](https://appshunter.io/ios/app/beancount-plain-text-ledger/id1527950512)

This app helps you manage your finances by recording transactions in text files. It then generates financial statements like income statements and balance sheets to provide insights into your financial health.

**Highlights:** Record financial transactions, Generate income statements, Create balance sheets, Visualize financial data, Improve financial life

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finances 2 free?

Finances 2 is free to download, with in-app purchases available.

### Is Beancount free?

Beancount is free to download, with no in-app purchases.

### Which has better reviews, Finances 2 or Beancount?

Finances 2 is rated higher. Finances 2 averages 4.1 out of 5 from 125 ratings, while Beancount averages 3.4 from 9 ratings.

### Do Finances 2 or Beancount have ads?

Neither Finances 2 nor Beancount shows ads.

### Which is updated more often, Finances 2 or Beancount?

Finances 2 ships an update every 2 months, and Beancount every 2 weeks. Most recently, Finances 2 was updated on October 24, 2026 and Beancount on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*