# Apple Wallet vs SecondFi

The clearest difference is rating: Apple Wallet at 4.8 against SecondFi's 3.6. Apple Wallet also leads on ratings volume (7.5M vs 584) and review sentiment (54% vs 40%). SecondFi's advantage is update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Apple Wallet holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Apple Wallet has 7.5M ratings behind it against 584, so its average is the more settled of the two. Written reviews point the same way: 54% of Apple Wallet's written reviews are positive against 40% of SecondFi's.

Apple Wallet ships an update every 3 months, SecondFi fortnightly. The most recent releases landed on November 3, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Apple Wallet | SecondFi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (7.5M ratings)](https://appshunter.io/ios/app/apple-wallet/id1160481993/reviews)** | [3.6 (584 ratings)](https://appshunter.io/ios/app/secondfi-neofinance-platform/id1447326389/reviews) |
| Number of ratings | **7.5M** | 584 |
| Positive reviews | **54.0% of reviews** | 40.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 9 MB | 113 MB |
| Requires iOS | **10.0** | 16.4 |
| Devices | **iPhone, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Apple Inc.](https://appshunter.io/developer/284417353) | [EMURGO Co., Ltd](https://appshunter.io/developer/1447326388) |

## What reviewers say

### Apple Wallet

[App page](https://appshunter.io/ios/app/apple-wallet/id1160481993)

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

**Highlights:** Store credit/debit cards, Digital driver's license/state ID, Transit and event tickets, Digital keys for car, home, hotel, Secure contactless payments, Send and receive money

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient and easy to use
- 🔒 Secure with Face ID/Touch ID
- 💳 Integrates credit/debit cards well
- 🎟️ Stores tickets and passes
- 🏠 Stores digital keys and IDs

**What reviewers complain about**

- 🚫 Limited ability to add loyalty/membership cards
- 🤔 Inconsistent card detection and adding
- 💰 Unauthorized charges and payment issues
- 🔍 Lack of customization options (nicknames, images)
- 🇨🇦 Limited support for Canadian features

**Reported bugs**

- Card adding/removal issues
- Transactions not properly recorded
- Face ID/Touch ID failures
- Wallet app freezing or not responding

**Requested features**

- Add ability to add loyalty/membership cards
- Improve card detection and adding process
- Provide better transaction history and categorization
- Allow customization of card names and images
- Expand support for international features (e.g. Presto card)


### SecondFi

[App page](https://appshunter.io/ios/app/secondfi-neofinance-platform/id1447326389)

Manage your Cardano ADA securely and efficiently on your mobile device. This lightweight wallet offers fast transaction capabilities and stores your private keys locally for enhanced privacy. Supports multiple languages for a global user base.

**Highlights:** Secure ADA management, Lightweight and fast, Local private key storage, Multi-language support, Low bandwidth usage

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 👍 User-friendly interface
- 🔒 Secure wallet
- 💡 Staking functionality

**What reviewers complain about**

- 🐛 Crashes and sync issues
- 🔍 Lack of fiat value display
- 🔌 Connectivity problems with hardware wallets
- 🕰️ Slow performance and lagging

**Reported bugs**

- Wallet balances not syncing correctly
- Unable to restore wallet from seed phrase
- Biometric login not working as expected
- Delegation and staking issues

**Requested features**

- Add support for fiat currency display
- Improve navigation and back button functionality
- Implement dark mode theme
- Enhance NFT viewing capabilities


## Frequently asked questions

### Is Apple Wallet free?

Apple Wallet is free to download, with no in-app purchases.

### Is SecondFi free?

SecondFi is free to download, with no in-app purchases.

### Which has better reviews, Apple Wallet or SecondFi?

Apple Wallet is rated higher. Apple Wallet averages 4.8 out of 5 from 7.5M ratings, while SecondFi averages 3.6 from 584 ratings.

### Do Apple Wallet or SecondFi have ads?

Neither Apple Wallet nor SecondFi shows ads.

### Which is updated more often, Apple Wallet or SecondFi?

Apple Wallet ships an update every 3 months, and SecondFi fortnightly. Most recently, Apple Wallet was updated on November 3, 2026 and SecondFi on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*